Health Insurance

At SunTrust we know that the health and well-being of our teammates and their families has a direct impact on how we do business. With that in mind, we offer several types of comprehensive health insurance for both full-time and regular part-time teammates beginning the first of the month following your date of employment. Our health insurance benefits are designed to help keep you and your family healthy and provide high-quality care when you need it.

Medical insurance designed to fit your needs

Full-time and regular part-time teammates are eligible for medical insurance beginning the first of the month following your date of employment. SunTrust offers you choices in medical coverage — with options that feature important differences in how you pay for care you may need:

  • 4 medical plan options that include a prescription drug plan and you can also choose your carrier
  • Many of our plans are eligibile for a Health Savings Account (HSA) that gives you flexibility in deciding how and when you want to spend your health care dollars

Dental coverage you can smile about

Full-time and regular part-time teammates are eligible for dental coverage beginning the first of the month following your date of employment. Depending on where you live, you have a choice of two or three dental plans and your choice of carrier:

  • Basic plan: The most affordable choice if you don’t anticipate more extensive dental work or orthodontia
  • Plus plan: A more comprehensive plan that includes orthodontia for dependent children under 19
  • Dental HMO: An HMO that includes the convenience of set copayments for network services and includes orthodontia (subject to geographical location)

A closer look at vision benefits

Whether you want to make a fashion statement with the latest eyewear or you’re considering laser eye surgery, SunTrust’s vision care program can help. The program, available to full-time and regular part-time employees, covers:

  • An annual eye exam
  • A wide range of lenses and frames
  • Contact lenses (in lieu of glasses)
  • Access to discounts on laser eye surgery

Pre-tax savings for some healthcare costs

A healthcare flexible spending account (FSA) allows you to set aside up to $2,550 of your pre-tax earnings for expenses not covered by your health insurance to be automatically deducted over the course of the year.

  • Co-payments and deductibles
  • Orthodontis
  • Laser eye surgery and prescription eyewear
  • Medications


SunTrust reserves the right to modify any or all components of the company's worklife and benefit plans at the sole discretion of management. Changes may occur with or without notice.

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

© 2017 SunTrust Banks, Inc.

Equal Housing SunTrust Bank is an Equal Housing Lender. Member FDIC.

Equal Housing Equal Housing Lender. SunTrust Mortgage, Inc.

SunTrust, SunTrust Mortgage, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Premier Program, AMC Pinnacle, AMC Premier, Access 3, Signature Advantage Brokerage, Custom Choice Loan and SunTrust SummitView are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners.

Services provided by the following affiliates of SunTrust Banks, Inc.: Banking products and services are provided by SunTrust Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank, SunTrust Delaware Trust Company and SunTrust Banks Trust Company (Cayman) Limited. Securities, brokerage accounts and insurance (including annuities) are offered by SunTrust Investment Services, Inc., a SEC registered broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by SunTrust Advisory Services, Inc., and GenSpring Family Offices, LLC, each of which is registered as an investment adviser with the U.S. Securities and Exchange Commission. Mortgage products and services are provided by SunTrust Mortgage, Inc.

SunTrust Mortgage, Inc. - NMLS #2915, 901 Semmes Avenue, Richmond, VA 23224, 1‐800‐634‐7928. CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee #MB‐989, Department of Financial and Professional Regulation, 100 W. Randolph, Suite 900, Chicago, IL 60601, 1‐888‐473‐4858, MA: Mortgage Lender license #‐ML‐2915, NJ: Mortgage Banker License ‐ New Jersey Department of Banking and Insurance, NY: Licensed Mortgage Banker—NYS Department of Financial Services, and RI: Rhode Island Licensed Lender.

"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., a registered broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products; SunTrust Advisory Services, Inc., a SEC registered investment adviser which provides Investment Advisory services.

SunTrust Private Wealth Management, International Wealth Management, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by SunTrust Bank, SunTrust Banks Trust Company (Cayman) Limited, SunTrust Delaware Trust Company, SunTrust Investment Services, Inc., and SunTrust Advisory Services, Inc.

SunTrust Bank and its affiliates do not accept fiduciary responsibility for all banking and investment account types offered. Please consult with your SunTrust representative to determine whether SunTrust and its affiliates have agreed to accept fiduciary responsibility for your account(s) and if you have completed the documentation necessary to establish a fiduciary relationship with SunTrust Bank or an affiliate. Additional information regarding account types and important disclosures may be found at\investmentinfo.

SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.