Dealer Financial Services

As a trusted partner of automotive dealers for more than 50 years, we understand the challenges you face and recognize your strong commitment to the auto industry. SunTrust Dealer Financial Services is here to help you grow your dealership with solid lending programs, competitive rates and exceptional customer service.

With an indirect auto loan portfolio of more than $8 billion, SunTrust Bank is a market leader that understands the complexities of the auto industry and the factors that affect market demand and consumer choice. The Dealer Financial Services team focuses on building strong, lasting relationships with auto dealers throughout the Southeast and beyond. Contact the regional sales center listed below for your area to learn more about the benefits of partnering with SunTrust.

Program Features include:

  • Dedicated underwriters empowered to make decisions at the desk
  • Competitive indirect auto financing rates
  • Loan-to-value advances up to 130 percent, plus back-end products
  • Terms for indirect loans up to 84 months
  • Enhanced Flat program for qualified contracts
  • Auto Advantage program refers credit approved SunTrust clients to your dealership1

Dealer Benefits include:

  • Automated decisioning
  • Extended buying hours
  • 24-hour contract processing
  • eContracting capabilities
  • Proactive contract resolution to fund deals faster

Dealer Resources include:

We use DealerTrack® and RouteOne® to provide you with quick, easy access to program information and other resources and tools, including:

  • Program Guide Reference Sheet with Documentation Checklist
  • Dealer Guides with step-by-step instructions
  • Business Loan Guides and Forms
  • Promotion materials for special pricing
  • Automated clearinghouse (ACH) forms
  • Payoffs

To reach a Dealer Relationship Manager in your area, call your regional sales center listed below or email

Regional Sales CenterStatesPhone Number
Central Sales Center Alabama (North), Colorado, Georgia, Kentucky, Tennessee, Texas 800.631.6675
Florida Sales Center Alabama (South), Florida 877.983.8467
Mid-Atlantic Sales Center Delaware, Maryland, New Jersey, North Carolina, Pennsylvania, South Carolina, Virginia, West Virginia 800.821.7006
Midwest Sales Center Illinois, Michigan, Minnesota, North Dakota, South Dakota, Wisconsin 855.596.0371


1Auto Advantage is available in AL, DC, FL, GA, MD, NC, SC, TN, VA and WV.

Securities, Investment and Insurance Products and Services:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

© 2014 SunTrust Banks, Inc.

Equal Housing SunTrust Bank is an Equal Housing Lender. Member FDIC.

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