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Core Credit Solutions

Having ready access to capital is critical to sustaining your business operations—and achieving your company’s strategic goals. At SunTrust we understand the need for dependable financing. From short-term loans for new equipment to debt and equity capital for strategic acquisitions, we are committed to helping you secure the funds you need to keep your company running smoothly today—and to fuel your growth for tomorrow.

We offer sophisticated advice and in-depth experience in structuring a full range of short- and long-term financing solutions, including term loans, letters of credit and investment-grade notes and bonds as well as bridge and mezzanine financing. Our financing experts will take the time to understand your objectives, and partner with you to provide cost-effective flexible funding solutions to fit your specific needs.

Our financing solutions include:

Working capital loans

From lines of credit to short-term loans to finance receivables, inventory, or other tangible assets, we can provide the funding to keep your business running smoothly—and help you create an optimal working capital structure to manage your cash flow needs.

Flexible term financing

Make capital equipment purchases, expand your facilities, acquire assets or just ensure access to permanent working capital. Whatever your needs, we will help you secure the funding you require to build your business with a wide array of cost-effective, flexible term financing solutions.

For growing companies who seek alternative funding options, we also offer a full range of SBA loans including SBA 7(a) term loans.

Debt and equity financing

We offer a full range of public and private debt and equity financing options to help you achieve your strategic goals—whether you are considering taking your company public, issuing corporate bonds, or want advice on how to optimize your capital structure. Our investment banking and capital markets professionals will provide sophisticated advice and customized financing solutions to fit your company’s unique objectives and needs.

Bridge and mezzanine financing and more

  • Bridge Financing: Secure temporary financing to maintain liquidity and cash flow
  • Mezzanine Financing: Subordinated debt, equity investments and private placements of junior capital offer alternatives to senior debt
  • Syndicated Loans: Multi-source financing for large borrowing needs and arranged by our syndication specialists
  • Asset-based Lending: Leverage assets to manage turnarounds, restructure existing debt or fund buyouts and acquisitions

Securities, Investment and Insurance Products and Services:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

© 2014 SunTrust Banks, Inc.

Equal Housing SunTrust Bank is an Equal Housing Lender. Member FDIC.

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SunTrust, SunTrust Mortgage, SunTrust at Work, SunTrust Mobile Banking, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Solid Theft Protection, Ridgeworth Funds, RidgeWorth Capital Management, Wealth Select, AMC Fund Select, AMC Pinnacle, AMC Premier, Access 3, Bank Your Way Snapshot, Signature Advantage Brokerage, Custom Choice and Sure Pay are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners.

Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products, including investment advisory products and services, are provided by SunTrust Bank, member FDIC; securities, insurance (including annuities), and other investment products and services are provided by SunTrust Investment Services, Inc., an SEC registered broker/dealer and a member of the FINRA and SIPC, and a licensed insurance agency; investment advisory products and services are offered by SunTrust Investment Services, Inc. and Ridgeworth Capital Management, Inc.; mortgage products and services are provided by SunTrust Mortgage, Inc.

SunTrust Mortgage, Inc. - NMLS #2915, 901 Semmes Avenue, Richmond, VA 23224, toll free 1-800-634-7928 CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee, MA: Mortgage Lender license #-ML-2915, NH: licensed by the New Hampshire Banking Department, NJ: Mortgage Banker License - New Jersey Department of Banking and Insurance, and RI: Rhode Island Licensed Lender. © 2014 SunTrust Banks, Inc. SunTrust and SunTrust Mortgage are federally registered service marks of SunTrust Banks, Inc. How can we help you shine? is a service mark of SunTrust Banks, Inc.

"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products, and other investment services.

SunTrust Private Wealth Management, International Wealth Management, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by SunTrust Banks, Inc., SunTrust Investment Services, Inc., and Ridgeworth Capital Management, Inc.

SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.