Corporate card, corporate card services

Corporate Card

SunTrust Commerical Corporate Card

Travel and entertainment spending can be difficult to track and control. Your employees need the flexibility to make travel arrangements and entertain clients – you need to know when and where the company dollars are being spent.

With the SunTrust Corporate Card program, you can improve spending controls, minimize risk, streamline the accounting process and choose from flexible billing and payment options. Make a measurable impact on your company’s bottom line with key insights allowing you to readily see companywide card spending patterns and negotiate favorable terms with commonly used vendors.

To speak with a SunTrust representative call 866.829.6395.

Optimize your card program while managing risk

  • Set spending limits at the company and cardholder level
  • Choose billing options that let you pay only for approved purchases and help you manage cash flow
  • Minimize risk with a liability waiver program which protects you from employee misuse up to $100,000 per employee1
  • Build program loyalty and reinforce compliance with company spending policy through cardholder rewards2

Convenience and more for your employees

  • Added protection such as rental car coverage, travel insurance, and emergency assistance
  • $500,000 travel accident insurance coverage3
  • Access to cash via ATM’s
  • SunTrust Rewards Cardholder affinity program (optional)
  • Chip technology that improves card and transaction security and enhances acceptance around the world

Tools for running your Corporate Card program

  • Manage your card program with flexible application modules you can implement as needed.
  • Access detailed statements in a consolidated view
  • Easily pay outstanding balances
  • Quickly and easily manage transactions that need attention
  • Perform end-to-end expense reporting
  • Image trip receipts
  • Review and approve spending requests online
  • Electronically fund specific cards for immediate spending needs

Using cards with chip technology

Cards with chip technology, also known as EMV cards (which stands for Europay, MasterCard®, and Visa®, the organizations responsible for developing the standard), contain an embedded microchip which makes the cards difficult to copy or counterfeit, and are already in wide use around the world.

Cards with chip technology work the same as your existing magnetic stripe card. However, instead of “swiping” your card, you will insert it into an EMV-capable terminal and enter a Personal Identification Number (PIN) to complete your transaction. If the PIN does not match the one encoded on the chip, the transaction is canceled, protecting you and your company from unauthorized purchases. For terminals not equipped with a slot for chip cards, the card can be swiped as normal to make a payment.

Below are brochures containing diagrams and instructions for using the new cards:

How to use cards with chip technology – MasterCard
How to use cards with chip technology – Visa

Disclaimers

1Coverage provided under the Network Corporate Waiver Protection Program, and certain conditions and limitation apply. Please consult your Corporate Card Agreement for details.

2Please check with your company card program administrator for terms and conditions. There may be a limit to how many points each enrolled cardholder can earn and some cards are not eligible to earn rewards.

3Certain conditions and limitations apply that are detailed in the Guide to Benefits.

MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.

VISA is registered trademark owned by Visa International Service Association.

Contact Us

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Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

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