Take Control of the Home Financing Process

Whether you’re a first-time homebuyer or a longtime homeowner, purchasing a new home can be a complex endeavor—without financing information from a trusted source. At SunTrust Mortgage, we take the time to understand your unique circumstances. And we provide the unmatched service you need to choose a home mortgage plan that works for you, helping you feel confident about your financial decisions.

We offer a variety of affordable home loan options, highly competitive interest rates and an easy online application process. And we’re by your side every step of the way, answering all of your home-financing questions and making it easy for you to relax and focus on finding a place to call home.

For more information, call 877.907.1020, email us or find a loan officer today.

Home Refinancing

Learn more about refinancing options from SunTrust Mortgage.

Existing Client Support

Get easy access to all the mortgage information you need.

House hunting?

Know how much you can borrow before you start your home search.

The mortgage loan process is changing.

If you have questions-we have answers.

Breathe Easy with Mortgage Refinancing

Paying your home mortgage each month is investing in your future. It takes commitment, hard work and responsibility. Fortunately, you’re not alone in making sure the mortgage plan you choose is the right one for your financial future.

Our home refinance process helps you take control of your mortgage expenses. We’re committed to providing you with options, helping you understand them and guiding you on the path to a bright financial future, so you can feel confident in the refinance decisions you make.

Call 877.907.1012, email us, or find a loan officer today to learn more about our Conventional Mortgage Refinance and Simple Home Refi (offered by SunTrust Bank) options.

Pay less at closing.

We offer flexible closing cost options for buying or refinancing your home.

Reduce your monthly mortgage payments.

Last year, we helped clients lower their mortgage payment by an average of over $200 per month. Call 866.907.5821 or click below to find a mortgage specialist near you.

To view current APR and monthly payment examples, click here.

Call 877.907.1043, email us or find a loan officer serving your community to learn more about Rates and available products.


Rates and program information are deemed reliable but not guaranteed. Rates on this page are based on the purchase of a single-family, single-unit, detached, primary residence located in Richmond, VA (home of SunTrust Mortgage). Rates also assume a 30 day lock and are subject to change without prior written notice. All rates are subject to length of lock, pricing adjustments for credit score, loan-to-value, property location and additional factors based on loan program. Product parameters may vary due to additional restrictions, including but not limited to program/qualification requirements, actual loan amount and additional limitations/restrictions based on local market conditions.

Agency rates are based on loan amounts of $200,000, credit score of 720 and an LTV of 80%. Jumbo rates are based on a loan amount of $500,000, credit score of 720 and an LTV of 75% with relationship incentive.

FHA rates are based on a loan amount of $200,000, credit score of 660 and an LTV of 96.5%.

VA rates are based on a loan amount of $200,000, credit score of 720 and an LTV of 100%. Clients must meet product eligibility criteria for VA Loans.

We’re Here to Help You

At SunTrust Mortgage, our goal is to provide our mortgage clients with easy access to all the mortgage information they need. From our website, you can:

  • View and print an electronic copy of your monthly mortgage statement
  • Update your contact information
  • Obtain a copy of your 1098 form or mortgage escrow report
  • Sign up for SunTrust email alerts

By visiting Your Mortgage Guide, you can also get answers to questions about:

  • Escrows
  • Real Estate Taxes
  • Homeowner's Insurance
  • Payment Options
  • Mortgage Relationship Rewards
  • Has Your Mortgage Transitioned to SunTrust Mortgage?

At SunTrust Mortgage, your satisfaction is our highest priority.


More Online Resources:

Confirm the registration of any SunTrust mortgage loan officer by visiting the Nationwide Mortgage Licensing System and Registration (NMLSR) database at http://www.nmlsconsumeraccess.org. (Enter the unique NMLS identification number and click "Search"). 

Obtain a list of SunTrust Mortgage Home Preservation Loan Officers and their NMLS Identifiers.

You have questions. We have answers.

We offer assistance with your mortgage transition.

Owe more than your home is worth?

Find out if you are eligible for special HARP refinancing.

Education Center