Take Control of the Home Financing Process

Whether you’re a first-time homebuyer or a longtime homeowner, purchasing a new home can be a complex endeavor—without financing information from a trusted source. At SunTrust Mortgage, we take the time to understand your unique circumstances. And we provide the unmatched service you need to choose a home mortgage plan that works for you, helping you feel confident about your financial decisions.

We offer a variety of affordable loan options, highly competitive interest rates and an easy online application process. And we’re by your side every step of the way, answering all of your home-financing questions and making it easy for you to relax and focus on finding a place to call home.

For more information, call 877.907.1020, email us or find a loan officer today.

Breathe Easy with Mortgage Refinancing

Paying your mortgage each month is investing in your future. It takes commitment, hard work and responsibility. Fortunately, you’re not alone in making sure the mortgage plan you choose is the right one for your financial future. With mortgage refinancing options from SunTrust Mortgage, you may be able to lower your monthly payment, switch from an adjustable rate to a stable, fixed-rate loan, or access home equity for cash to pay for home improvements or large purchases.

Our home refinance process helps you take control of your mortgage expenses. We’re committed to providing you with options, helping you understand them and guiding you on the path to a bright financial future, so you can feel confident in the refinance decisions you make.

Call 877.907.1012, email us, or find a loan officer today to learn more about our Conventional Mortgage Refinance and Simple Home Refi (offered by SunTrust Bank) options.

Effective Date 

Conventional 30 Year Fixed

Interest Rate
3.7%
Discount Pts
0.167
Origination Fee
1%
APR
3.8675%

Conventional 15 Year Fixed

Interest Rate
2.99%
Discount Pts
0.414
Origination Fee
1%
APR
3.3135%

Jumbo 30 Year Fixed

Interest Rate
3.875%
Discount Pts
0.691
Origination Fee
1%
APR
4.0559%

Agency 30 Year 5/1 ARM

Interest Rate
2.8%
Discount Pts
0.078
Origination Fee
1%
APR
3.0848%

Agency 30 Year 7/1 ARM

Interest Rate
2.9%
Discount Pts
0.28
Origination Fee
1%
APR
3.1282%

FHA 30 Year Fixed

Interest Rate
3.4%
Discount Pts
0.408
Origination Fee
1%
APR
4.596%

VA 30 Year Fixed

Interest Rate
3.5%
Discount Pts
0.121
Origination Fee
1%
APR
3.777%

VA 15 Year Fixed

Interest Rate
3%
Discount Pts
0.09
Origination Fee
1%
APR
3.3907%

To view current APR and monthly payment examples, click here.

Call 877.907.1043, email us or find a loan officer serving your community to learn more about Rates and available products.

Disclaimers

Rates, points and closing costs may vary based on loan features, geography and/or other terms and conditions. APR calculations are based on origination points, discount fees, and average finance charges. Rates, points and closing costs are subject to change without notice and vary by state and the interest rate chosen. Rates may also be affected by the borrower’s credit profile. To begin the application process, complete your loan application now. Additional rate and point quotes are available; please contact your loan officer for more information. To see examples of monthly payment terms, view our APR Examples .

Adjustable rate mortgages have interest rates which are subject to increase after consummation.

 

We’re Here to Help You

At SunTrust Mortgage, our goal is to provide our mortgage clients with easy access to all the mortgage information they need. From our website, you can:

  • View and print an electronic copy of your monthly mortgage statement
  • Update your contact information
  • Obtain a copy of your 1098 form or mortgage escrow report
  • Sign up for SunTrust email alerts

By visiting Your Mortgage Guide, you can also get answers to questions about:

  • Escrows
  • Real Estate Taxes
  • Homeowner's Insurance
  • Payment Options

At SunTrust Mortgage, your satisfaction is our highest priority.

 

More Online Resources:

Confirm the registration of any SunTrust mortgage loan officer by visiting the Nationwide Mortgage Licensing System and Registration (NMLSR) database at http://www.nmlsconsumeraccess.org. (Enter the unique NMLS identification number and click "Search"). 

Obtain a list of SunTrust Mortgage Home Preservation Loan Officers and their NMLS Identifiers.