Loan Officer, SunTrust Mortgage, Inc
As a Certified Mortgage Planner, Doug Adamson would like the opportunity to discuss with you why in today's world a mortgage is no longer just a mortgage. It is a financial instrument that together we can weave into your long and short-term financial plan. Doug's goal is to create a debt strategy that leads to wealth creation for you and your family. If that sounds worthwhile, he would like to work with you to create that plan and manage it for as long as you keep it in place.
Because hundreds of families work with Doug each year to develop a powerful mortgage plan, he has a team in place to manage loan details and ensure your mortgage process is hassle free. Doug and his team are specialists in working with physicians or dentists, affluent borrowers and families building custom homes. They also enjoy working with first-time buyers, to help you prepare for and prosper from homeownership.
* The Doctor Loan Program features a variety of fixed and adjustable-rate mortgages with up to 100 percent financing and no monthly mortgage insurance payments (state restrictions on Loan to Value may apply). Doctor Loans are available only in Alabama, Arkansas, Delaware, Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, West Virginia, District of Columbia and select counties in Pennsylvania to Licensed Residents, Interns, Fellows in MD and DO programs and Licensed Physicians and Dentists (MD, DO, DDS, DMD) who have completed their residency within the last ten years. Doctors with over ten years post residency need to be members of SunTrust Private Wealth Management (PWM) or belong to a practice that is part of PWM to be eligible for this product. Borrowers should note that 100% mortgage financing will result in no property equity until such time as the loan principal is paid down through regular mortgage payments and/or the property value appreciates. Additionally, if property values decline you could owe more than your property's value. Some equity may be required if the property is located in a declining market or if required by state regulations.
Investment and Insurance Products:
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