Student Checking

Student Checking is designed to help today’s college students get organized and stay on track. It gives you the flexibility to bank how and when you want with online and mobile banking services plus access to over 2,200 SunTrust ATMs and 1,500 branches.  Student Checking has key features designed for those in school, including a lower balance requirement and the option to link your Student Checking account to a parent’s SunTrust account to avoid the monthly maintenance fee.

All SunTrust checking accounts include these great features:


Student Checking account features:

  • All the essentials - like unlimited debit card use and the flexibility to bank in person at branches.
  • Exclusive checks. Your first 25-pack of SunTrust Exclusive checks is included.


To waive the $4 monthly maintenance fee:

a $300
minimum daily
collected balanceOR
Sign up for
Direct Deposit5
with at least
in Deposits
each month OR
Link account
to a parent’s
personal checking
account that maintains
a $300 minimum
daily collected balance.


For more information please see the Account Overview and Fee Schedule:

Account Overview

Fee Schedule



1SunTrust does not charge a fee for the use of SunTrust Online Banking with Bill Pay. However, fees may apply for certain transactions like expedited payments and transfers to non-SunTrust accounts.

2SunTrust does not charge a fee for the use of SunTrust Mobile Banking or Tablet Banking. If you do not already have a data plan with your wireless service provider, normal data rates will apply. A SunTrust Online Banking account is required to enroll in any of the Mobile and Tablet Banking services.

3SunTrust Mobile Deposit is available for iPhone and Android Mobile Apps and iPad and Android Tablet Apps - only for use in the United States and its territories.

4No Fee for SunTrust ATM Use. Fees do apply for ATM-printed statements or mini-statements.

5A qualifying Direct Deposit is a Direct Deposit of your salary, pension, Social Security or other regular monthly income of $100 or more per deposit electronically deposited to your account during the statement cycle by your employer or an outside agency. Transfers from one account to another or deposits made at a banking location or ATM do not qualify as a Direct Deposit.

©2014 MasterCard. MasterCard and the MasterCard Brand Marks are registered trademarks of MasterCard International Incorporated.