A SunTrust personal checking account– with one or more savings accounts – can help you manage your spending and saving. Think of your accounts as buckets of money, where you can separate your everyday spending from the money you are setting aside for your savings goals. To get started:


1. Open a checking account - this is your spending bucket for everyday bills and necessities.

2. Open one or more savings accounts—these are your personalized savings buckets for anything from a vacation to a new gadget.

3. Setup automatic transfers from your spending bucket to your savings buckets and use account alerts to monitor your balances.



Most Popular Accounts

Everyday Checking

Optionally with e-Savings

Perfect for those who use direct deposit.

To avoid the monthly maintenance fee:

  • Direct deposit $100 or more each month
  • Maintain a $500 checking balance

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EZ Checking

Optionally with e-Savings

Perfect for those without direct deposit and those who don’t want a balance requirement.

To avoid the monthly maintenance fee:

  • Use paperless statements
  • Make at least 10 transactions per statement cycle

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Add e-Savings to reach your savings goal

These are your savings buckets! They are a great addition to your EZ or Everyday Checking Account to help you separate your everyday spending from your savings goals. Create short- and long-term buckets and personalize them based on your goals. Create custom buckets for everything from your next dream vacation, to your best friend’s wedding or even a cool new gadget.

Learn More

Premium Accounts

Solid Choice Banking

Perfect for those who want multiple checking accounts and enhanced benefits from your banking relationship.

Signature Advantage Banking

Earn interest and enjoy exclusive relationship benefits - including no-fee use of non-SunTrust ATMs.


Specialty Accounts

Balanced Banking

Manage your money and protect yourself by limiting the potential for overdrafts.

Student Checking

Link your account to a parent’s SunTrust account and enjoy low balance requirements.

All our checking accounts feature:

Online  Banking with BIll Pay Mobile and Tablet Check Deposit ATM and Branch Locator   SunTrust MasterCard® Debit Card with Zero Liability
Online Banking with Bill Pay1 Mobile Banking and Tablet Banking2 SunTrust Mobile Deposit for Mobile and Tablet App3 Access to over 2,200 SunTrust ATMs4 and 1500 branches  Account Alerts SunTrust MasterCard® Debit Card with Zero Liability5


At SunTrust, we are committed to providing you with clear, easy-to-understand Account Overview Guides that explain key features of your accounts. We understand that each client’s situation is unique – and we strive to provide information to help you choose the best solution for your personal situation. For more information about managing your account and avoiding fees, please visit www.suntrust.com/thefacts.

Account Overview Guides

Everyday Checking

Balanced Banking

Solid Choice Banking

Signature Advantage

Student Checking

EZ Checking

SunTrust Fee Schedules

For the fee schedule for personal accounts, select the Fee Schedule below. For information on SunTrust loan products, please visit our loan products page.



Rules & Regulations for Deposit Accounts

Deposit Account Disclosures

Understand Balances and Fees

The Facts About Banking is a comprehensive site to help you better understand how to manage your account and avoid fees.

Funds Availability Policy for Deposit Accounts


1SunTrust does not charge a fee for the use of SunTrust Online Banking with Bill Pay. However, fees may apply for certain transactions like expedited payments and transfers to non-SunTrust accounts.

2SunTrust does not charge a fee for the use of SunTrust Mobile Banking or Tablet Banking. If you do not already have a data plan with your wireless service provider, normal data rates will apply. A SunTrust Online Banking account is required to enroll in any of the Mobile and Tablet Banking services.

3SunTrust Mobile Deposit is available for iPhone and Android Mobile Apps and iPad and Android Tablet Apps - only for use in the United States and its territories.

4No Fee for SunTrust ATM Use. Fees do apply for ATM-printed statements or mini-statements.

5Zero Liability protection does not apply to ATM transactions or to PIN transactions not processed by MasterCard, or certain commercial card transactions. You must notify us promptly of any unauthorized use.

©2014 MasterCard. MasterCard and the MasterCard Brand Marks are registered trademarks of MasterCard International Incorporated.

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