Visa signature, SunTrust Visa

Additional Benefits

More than Just a Credit Card

Leave your cash at home because your SunTrust credit card has all your spending needs covered. Call your personal concierge for help planning a special night out or a last minute travel need; perhaps a hotel reservation in Paris, France, a car rental in Paris, Tennessee or a special unique gift for an upcoming birthday.

Maximize your card benefits and experience how they fuel your purchasing power! Your card provides you flexibility to pay-over-time; pay for it your way knowing SunTrust is behind you helping you manage your expenses with security and convenience while rewarding your choices!

When you need us we’ll be there to help:
Branch and ATM Banking

With about 1,700 branch locations and almost 3,000 ATMs throughout eight southern states and Washington, D.C., someone just around the corner is available to help you.

Stop by – we’d like to see you!

24-Hour Customer Service

We know you don’t use your card only between 9 a.m. and 5 p.m. Round-the-clock US-based SunTrust customer service is available for all of your credit card questions. Call the number on the back of your card.

Online Banking

Need help getting started? Online Banking enrollment

Optional Overdraft Protection

It happens to all of us. When you enroll, we’ll link your checking account to your SunTrust credit card account so you’ll be covered in case your available balance ever comes up short. Add Overdraft Protection today.

25-Day Grace Period on Purchases

You don’t have to pay until 25 days after the close of each billing cycle, and we won’t charge you interest on Purchases as long as you meet that deadline and don’t have an outstanding balance from the previous month.

Additional Cards

You can add up to nine additional cards for your family, and if you have a rewards card, your rewards will build faster.

Go Mobile
  • Manage your credit card from any Web-enabled device—no setup required.
  • To see the Mobile Web Solution in action, watch our demo

Two Easy Ways to Get Started
1. Enter m.suntrust.com in your mobile Web browser or
2. Use your phone to scan the QR code below.

Note: Use your same Online Banking User ID and Password to access account information

Learn more about Mobile Banking

Check out the other great benefits that are provided with your SunTrust credit card.

MasterCard® Benefits

The following benefits are available for all SunTrust MasterCard® cardholders

MasterCard Guide to Benefits

Shopping

  • Extended Warranty - Doubles the original manufacturer or store brand warranty for up to one year
  • Price Protection - Reimburses price difference if you find a lower price for a new item within 120 days from the purchase date
  • Purchase Assurance - Provides coverage for damaged or stolen items within 90 days of the purchase date

Register MasterCard SecureCode for state-of-the-art security while shopping online.

Personal Assistance

  • Concierge - Assistance with dinner reservations, event tickets, locating hard-to-find items, buying and delivering gifts and coordinating business-related arrangements
  • MasterCard Global Services - Customer assistance for reporting a lost or stolen card, emergency card replacement, emergency cash advance and ATM locating

Travel

  • MasterAssist Travel Assistance - Travel/trip planning and doctor, lawyer, embassy, etc., referrals when traveling 100 or more miles from home
  • Luxury Hotels and Resorts Portfolio - Hotel extras, such as upgrades, early check-in/late check-out, breakfast and much more
  • Travel Accident Insurance - Covers you and your family against accidental death or serious injury up to $250,000
  • Baggage Delay - Reimburses you for replacing essential personal or business items in delayed baggage
  • Trip Cancellation - Protects you and your family against forfeited, non-refundable and unused payments and deposits if your trip is interrupted or cancelled
  • MasterRental/CDW - Pays for covered damages to a rental vehicle

Personal Protection & Other Benefits

  • Zero Liability - You are not liable for unauthorized purchases on card
  • Year-End Account Summary - Year-end account summary at your request

Visa Card Benefits

The following benefits are available as indicated for SunTrust Visa Signature® and SunTrust Platinum Visa® cardholders:
Visa Platinum Guide to Benefits

Visa Signature Guide to Benefits

Shopping

  • Visa Signature® Shopping - Great online and in-store offers from your favorite retailers
  • No Pre-Set Spending Limit - No pre-set spending limit gives you additional spending flexibility should you need it, so you can enjoy added peace of mind.
  • Year-End Summary Statements - Receive a detailed yearly report of your card expenditures for convenient budget analysis and financial planning
  • Warranty Manager Service - Protect and manage your purchases. Through one convenient service, you can register products and extend manufacturers' repair warranties.
  • Purchase Security - When you pay with your Visa Signature card, your eligible purchases are replaced, repaired or reimbursed for the first 90 days from the date of purchase in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions.
  • Zero Liability - (Platinum and Visa Signature®) You're protected from unauthorized use of your Visa Signature or Platinum card or unauthorized access to account information.

Activate Verified by Visa to protect you against unauthorized purchases when shopping online

Personal Assistance

  • Visa Signature® Concierge - Complimentary personal assistance anytime, anywhere — from last-minute restaurant reservations to planning a special occasion, your 24/7 concierge can help. – Within the US call 800.953.7392. For calls outside the US, the collect number is 1.630.350.4551
  • Visa Concierge - Visa Platinum concierge service provides you with travel information, hotel recommendations, event bookings and restaurant reservations at all times, no matter where you are. Within the US call 800.895.8518. For calls outside the US, the collect number is 814.965.8400
  • Visa Signature® Entertainment - A range of entertainment perks including Movie, music, and book deals
  • Visa Signature® Wine & Food - Complimentary wine tastings at select Sonoma County wineries, unique culinary events, and fine wine & food offers
  • Cardholder Inquiry Service - (Platinum and Visa Signature®) Receive 24/7 cardholder information and assistance from anywhere in the world
  • Emergency Card Replacement and Emergency Cash Disbursement - (Platinum and Visa Signature®) If your card is lost or stolen, you’ll receive an emergency cash advance or card replacement within one business day, or in some cases, within 24 hours after approval
  • Lost/Stolen Card Reporting - (Platinum and Visa Signature®) Assistance is available 24/7 if you ever lose your card or it gets stolen
  • Cell Phone Protection - (Visa Signature®) If you lose your phone, you’ll be covered for up to $25

Travel

  • Auto Rental Collision Damage Waiver - (Platinum and Visa Signature®) Receive auto coverage for damage due to collision or theft
  • Lost Luggage Reimbursement - (Visa Signature®) You’re eligible to receive reimbursement for your losses when you pay for tickets with your covered Visa Signature® card.
  • Roadside Dispatch - (Platinum and Visa Signature) Rely on 24-hour, toll-free referral dispatch for emergency roadside assistance services like towing, fuel delivery, and more.
  • Travel Accident Insurance - (Visa Signature® $250,000/ and Platinum$100,000). Automatically receive accident insurance coverage for yourself and your family when you pay for travel tickets with your covered Visa Signature® card or Platinum Visa®
  • Travel and Emergency Assistance Services - (Visa Signature®) Travel with confidence and count on Visa for a wide range of emergency services, 24 hours a day.
Disclaimers

All credit cards are subject to credit approval based upon your credit history and other factors.

Additional terms and conditions apply, which SunTrust will provide to you when you become an enrolled program member. See the MasterCard Benefits Guide you will receive with your new card when you become a cardholder.

Additional terms and conditions apply, which SunTrust will provide to you when you become an enrolled program member. See the Visa® Benefits Guide you will receive with your new card when you become a cardholder.

Visa® and Visa Signature® are registered trademarks of Visa International Services Association and are used by SunTrust Bank pursuant to a license from Visa® U.S.A., Inc

The MasterCard Card is issued by SunTrust Bank, pursuant to a license from MasterCard International.

© 2013 MasterCard. MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated

Contact Us

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Securities, Investment and Insurance Products and Services:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

© 2014 SunTrust Banks, Inc.

Equal Housing SunTrust Bank is an Equal Housing Lender. Member FDIC.

Equal Housing Equal Housing Lender. SunTrust Mortgage, Inc.

SunTrust, SunTrust Mortgage, SunTrust at Work, SunTrust Mobile Banking, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Solid Theft Protection, Ridgeworth Funds, RidgeWorth Capital Management, Wealth Select, AMC Fund Select, AMC Pinnacle, AMC Premier, Access 3, Bank Your Way Snapshot, Signature Advantage Brokerage, Custom Choice and Sure Pay are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners.

Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products, including investment advisory products and services, are provided by SunTrust Bank, member FDIC; securities, insurance (including annuities), and other investment products and services are provided by SunTrust Investment Services, Inc., an SEC registered broker/dealer and a member of the FINRA and SIPC, and a licensed insurance agency; investment advisory products and services are offered by SunTrust Investment Services, Inc. and Ridgeworth Capital Management, Inc.; mortgage products and services are provided by SunTrust Mortgage, Inc.

SunTrust Mortgage, Inc. - NMLS #2915, 901 Semmes Avenue, Richmond, VA 23224, toll free 1-800-634-7928 CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee, MA: Mortgage Lender license #-ML-2915, NH: licensed by the New Hampshire Banking Department, NJ: Mortgage Banker License - New Jersey Department of Banking and Insurance, and RI: Rhode Island Licensed Lender. © 2014 SunTrust Banks, Inc. SunTrust and SunTrust Mortgage are federally registered service marks of SunTrust Banks, Inc. How can we help you shine? is a service mark of SunTrust Banks, Inc.

"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products, and other investment services.

SunTrust Private Wealth Management, International Wealth Management, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by SunTrust Banks, Inc., SunTrust Investment Services, Inc., and Ridgeworth Capital Management, Inc.

SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.