Our Rewards Programs

Your Choice—Your Rewards

At SunTrust you can apply for the card and program that will help you optimize your spending-- and rewards program enrollment is free and automatic.

Cash Rewards
With the Cash Rewards program you can earn 2% on gas and grocery qualifying purchases up to $6,000 combined spend annually and UNLIMITED 1% cash back on all other qualifying purchases.1

You can also earn a 10% cash back deposit bonus when electronically depositing your cash rewards into a SunTrust Checking, Savings or Money Market Account.

SunTrust Rewards

Choose between earning double points on gas, grocery and drug store OR dining, entertainment and travel qualifying purchases.2

See how quickly your cash rewards can add up.

Your cash back balance doesn’t expire, and you can use your cash back on the things you need, whatever they may be.

It’s easy to redeem Cash Rewards

Redeem three ways – Statement Credit, Check or Electronic Deposit

  • View your Cash Rewards balance using SunTrust Online Banking or on your credit card statement.
  • Redeem cash rewards with a minimum balance of $25.
  • Redeem your Cash Rewards for statement credits or a check through Online Banking or by calling SunTrust Card Services at 800.477.9702.
  • Make an electronic deposit to a deposit account at SunTrust or another financial institution by calling SunTrust Card Services at 800.477.9702.

Get a 10% Deposit Bonus: For new SunTrust Credit Card Accounts with cash back, the account will earn a 10% bonus on the amount of cash back redeemed when you redeem your cash back via electronic deposit to a SunTrust checking, savings or money market account. Call SunTrust at 800.477.9702 to complete the electronic deposit.

Earn double points on travel, dining and entertainment qualifying purchases and an unlimited 1 point per $1 spent on other qualifying purchases.

Points are redeemable for gift cards, prepaid cards, travel, statement credits, merchandise and more.
See how quickly your rewards can add up.

Earn an unlimited 1 point per $1 spent on qualifying purchases, and double points when you use your SunTrust Rewards Card at gas, grocery and drug stores.

Points are redeemable for gift cards, prepaid cards, travel, statement credits, merchandise and more.2
See how quickly your rewards can add up.

It’s easy to redeem SunTrust Rewards

View your SunTrust Rewards balance using SunTrust Online Banking or by calling the SunTrust Rewards Call Center.

Once your points appear in your SunTrust Rewards account balance, you can redeem them anytime.

Redeem online or over the phone

  • To redeem points online, visit suntrust.com/rewards

  • To redeem over the phone, call the SunTrust Rewards Call Center at 800.255.7125 (8:00 a.m.-12:00 a.m. ET, Monday-Friday and 9:00 a.m.-10:00 p.m. ET, Saturday and Sunday).

Points can be redeemed for gift cards, sporting goods, electronics and video games, home accessories and travel on all major airlines with no blackout dates.3 View example rewards below, or view our complete rewards catalog.

Disclaimers

3SunTrust Rewards point values are examples and may not be applicable at redemption. See suntrust.com/rewards for program terms.

All credit cards are subject to credit approval based upon your credit history and other factors.

Additional terms and conditions apply, which SunTrust will provide to you when you become an enrolled program member. See the MasterCard Benefits Guide you will receive with your new card when you become a cardholder.

The MasterCard Card is issued by SunTrust Bank, pursuant to a license from MasterCard International.
© 2014 MasterCard. MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated

Contact Us

To reach a SunTrust representative:

Search

Please enter address to search

Securities, Investment and Insurance Products and Services:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

© 2014 SunTrust Banks, Inc.

Equal Housing SunTrust Bank is an Equal Housing Lender. Member FDIC.

Equal Housing Equal Housing Lender. SunTrust Mortgage, Inc.

SunTrust, SunTrust Mortgage, SunTrust at Work, SunTrust Mobile Banking, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Solid Theft Protection, Ridgeworth Funds, RidgeWorth Capital Management, Wealth Select, AMC Fund Select, AMC Pinnacle, AMC Premier, Access 3, Bank Your Way Snapshot, Signature Advantage Brokerage, Custom Choice and Sure Pay are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners.

Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products, including investment advisory products and services, are provided by SunTrust Bank, member FDIC; securities, insurance (including annuities), and other investment products and services are provided by SunTrust Investment Services, Inc., an SEC registered broker/dealer and a member of the FINRA and SIPC, and a licensed insurance agency; investment advisory products and services are offered by SunTrust Investment Services, Inc. and Ridgeworth Capital Management, Inc.; mortgage products and services are provided by SunTrust Mortgage, Inc.

SunTrust Mortgage, Inc. - NMLS #2915, 901 Semmes Avenue, Richmond, VA 23224, toll free 1-800-634-7928 CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee, MA: Mortgage Lender license #-ML-2915, NH: licensed by the New Hampshire Banking Department, NJ: Mortgage Banker License - New Jersey Department of Banking and Insurance, and RI: Rhode Island Licensed Lender. © 2014 SunTrust Banks, Inc. SunTrust and SunTrust Mortgage are federally registered service marks of SunTrust Banks, Inc. How can we help you shine? is a service mark of SunTrust Banks, Inc.

"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products, and other investment services.

SunTrust Private Wealth Management, International Wealth Management, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by SunTrust Banks, Inc., SunTrust Investment Services, Inc., and Ridgeworth Capital Management, Inc.

SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.