Personal savings account, Individual savings account, Individual savings

Personal Savings

Finding money to set aside for savings can be tough in today's world. With that in mind, we've designed a savings account to accommodate any budget. Whether you’re building on what you already have, or ready to start setting aside money for yourself or your children, SunTrust Personal Savings makes it easy to get started and save routinely.

Whatever your individual savings goals may be—SunTrust can help you reach them.

Apply online, at your local SunTrust branch or by calling 800.SunTrust.

Why choose a SunTrust Personal Savings Account?

  • Keep your savings goals on track and avoid the monthly maintenance fee by setting up a minimum $5 automated monthly transfer from a SunTrust checking account OR maintain a $300 minimum daily balance1
  • You can access your funds at any time via your SunTrust MasterCard Debit Card
  • Manage your account anytime, anywhere by telephone or online
  • Option to use savings balance for overdraft protection on your SunTrust checking account2
  • Use savings funds to avoid monthly maintenance fees on linked checking accounts
  • Peace of mind knowing that you are FDIC insured up to the maximum allowed by law

Minimum opening deposit $100 ($25 for minors)

Monthly maintenance fee $4

How to waive the monthly maintenance fee1:

  • Minimum $5 automated monthly transfer from a SunTrust checking account
  • OR $300 minimum daily collected balance

For further details, see our Fee Schedule


1Monthly maintenance fee is waived each month in which 1 automated transfer ($5 minimum) occurs OR a minimum daily collected balance of $300 is maintained. Automatic transfers must come from a SunTrust personal checking account. May be waived for a minor under age 18.

2An excessive withdrawal fee of $4 is assessed if more than two withdrawal transactions are paid during the month. Applicable fees are assessed at the time of withdrawal. The fee will be waived for accounts that maintain a minimum balance of $2,500 each month. Please see Fee Schedule for further details. Use of account for overdraft protection will result in a transfer fee of $12.50, charged to the protected deposit account. All advances are subject to funds availability. See your SunTrust representative for details.

Transaction Limitations: Federal banking regulations limit you to six pre-authorized, telephone or on-line transfers to your other SunTrust Bank Accounts or to third parties. The limitation applies per month. If you routinely exceed these limitations, the Bank may close the account or convert it to a checking account. Transaction limitations apply regardless of balance.

©2015 MasterCard and MasterCard brand mark are registered trademarks of MasterCard International Incorporated.

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Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

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