Switch To SunTrust

It's easier than ever to bank with SunTrust

Learn More
Learn More

Deposit checks and more from your smartphone

Transfer Now

Transfer funds securely between your financial institutions

SunTrust Auto Loans offer low, competitive fixed rates so you can keep moving

Savings accounts, Savings account interest Money Markets, CDs

Savings, Money Markets and CDs

Savings is the foundation on which any sound financial life is built—so at SunTrust we want to help you save. That’s why we have carefully designed a full range of personal savings accounts, money market accounts and certificates of deposit (CDs) to help you achieve your savings goals. A SunTrust banking specialist can listen to your needs, explain the options and help you select the savings accounts that are right for you.

Introducing e-Savings.

e-Savings helps you organize and take control of your savings. With separate e-Savings buckets for each of your savings goals, it’s never been easier to make a plan to save. Learn More.

Savings Options Personal Savings Live Solid Savings® Money Markets Certificate of Deposit (CD)
Learn MoreApply Now Learn MoreApply Now Learn MoreApply Now Learn More
Features
Minimum Opening Balance

$100

($25 for minors)

$100 $100 $2,000
How to get the monthly maintenance fee waived

Minimum $5 per month auto-transfer from a SunTrust personal checking account or $300 minimum daily collected balance

Otherwise $4

Minimum $25 per month auto-transfer from a SunTrust personal checking account or $1,000 minimum daily collected balance

Otherwise $7

$5,000 minimum daily collected balance

Otherwise $15

No monthly maintenance fee
1% first year anniversary bonus, up to $251
Deposit and withdraw funds at any time2
FDIC-insured
Check-writing privileges
Transfer between linked accounts
Use for Overdraft Protection on SunTrust checking account3
Tiered interest rates
Automated deposits
Disclaimers

1Clients earn a one-time 1.00% bonus, up to $25. Bonus is calculated on the average ledger balance of the Live Solid Savings account for its first 12 months. Bonuses will be credited to the Live Solid Savings account on the one year anniversary of the Live Solid Savings account opened date. Live Solid Savings account must be open and in good standing on the date that the bonus is paid to receive the bonus. Fees will reduce earnings on account.

2For Personal Savings and Live Solid Savings accounts an excessive withdrawal fee of $4 is assessed if more than two withdrawal transactions are paid during the month. Applicable fees are assessed at the time of withdrawal. The fee will be waived for accounts that maintain a minimum balance of $2,500 each month. Please see Fee Schedule for further details.

3The use of all savings and money market accounts for overdraft protection will result in a transfer fee of $12.50 per transfer, charged to the protected deposit account. All advances are subject to funds availability. Overdraft Protection Service is not available for all SunTrust products or product service areas. See your SunTrust representative for details.

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterestbearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

Securities, Investment and Insurance Products and Services:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

© 2014 SunTrust Banks, Inc.

Equal Housing SunTrust Bank is an Equal Housing Lender. Member FDIC.

Equal Housing Equal Housing Lender. SunTrust Mortgage, Inc.

SunTrust, SunTrust Mortgage, SunTrust at Work, SunTrust Mobile Banking, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Solid Theft Protection, Ridgeworth Funds, RidgeWorth Capital Management, Wealth Select, AMC Fund Select, AMC Pinnacle, AMC Premier, Access 3, Bank Your Way Snapshot, Signature Advantage Brokerage, Custom Choice and Sure Pay are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners.

Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products, including investment advisory products and services, are provided by SunTrust Bank, member FDIC; securities, insurance (including annuities), and other investment products and services are provided by SunTrust Investment Services, Inc., an SEC registered broker/dealer and a member of the FINRA and SIPC, and a licensed insurance agency; investment advisory products and services are offered by SunTrust Investment Services, Inc. and Ridgeworth Capital Management, Inc.; mortgage products and services are provided by SunTrust Mortgage, Inc.

SunTrust Mortgage, Inc. - NMLS #2915, 901 Semmes Avenue, Richmond, VA 23224, toll free 1-800-634-7928 CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee, MA: Mortgage Lender license #-ML-2915, NH: licensed by the New Hampshire Banking Department, NJ: Mortgage Banker License - New Jersey Department of Banking and Insurance, and RI: Rhode Island Licensed Lender. © 2014 SunTrust Banks, Inc. SunTrust and SunTrust Mortgage are federally registered service marks of SunTrust Banks, Inc. How can we help you shine? is a service mark of SunTrust Banks, Inc.

"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products, and other investment services.

SunTrust Private Wealth Management, International Wealth Management, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by SunTrust Banks, Inc., SunTrust Investment Services, Inc., and Ridgeworth Capital Management, Inc.

SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.