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SunTrust Prepaid MasterCard

SunTrust Prepaid MasterCard®

Pay with Confidence

If you’re looking for a convenient and secure alternative to using cash, money orders or paper checks, the SunTrust Prepaid MasterCard may be the solution you’re looking for. It’s totally funded by you, and you don’t need a credit check to get one. Purchase a card at a SunTrust branch, load the funds on the card, and you’re ready to go.

Why choose a SunTrust Prepaid MasterCard?

Prepaid cards are more convenient and safer than cash.

Your balance is stored on the card, and you can reload it. Your SunTrust Prepaid MasterCard card can be used to make purchases everywhere MasterCard is accepted, so it’s perfect for shopping online, at the grocery store, or anywhere you’d prefer not to pay with cash. You can even use it to get cash at ATMs.1

Please visit our Card Center at and discover an easy and convenient way to check your balance, view your transactions, verify your funding as well as sign up for text alerts.

You can also use your SunTrust Prepaid MasterCard as a budgeting tool.

Since you can only spend the amount on your card, you’ll never overspend. You can even choose to have your paycheck deposited directly to your card, making it easy to access your money and cover expenses. Since there’s no fee for card purchases, you’ll save when you use it instead of money orders or walk-in bill-pay services. Load your card with a monthly direct deposit of at least $5002, and we will waive the $5.00 monthly maintenance fee for each month you load through direct deposit.


1 Non- SunTrust ATM fee/ATM owner fees may apply. Non-SunTrust Bank ATM Withdrawals $2 per withdrawal. ATMs owned by non-SunTrust institutions may also add a surcharge to the amount of the withdrawal or charge a fee for a balance inquiry even if the withdrawal is not completed. You can not withdraw cash from international ATMs.

2 A qualifying Direct Deposit is a Direct Deposit of your salary, pension, Social Security or other regular monthly income of $500 or more per deposit electronically deposited to your SunTrust Prepaid MasterCard each month by your employer or an outside agency. Card reloads made at a SunTrust branch location or via MasterCard® rePOWER Network do not qualify as a Direct Deposit. SunTrust does not charge a fee for reloads via MasterCard® rePOWER Network. However, applicable merchant fees may apply.

©2013 MasterCard. MasterCard and the MasterCard Brand Marks are trademarks of MasterCard International Incorporated

SunTrust Bank, Member FDIC. ©2013 SunTrust Banks, Inc. SunTrust is a federally registered service mark of SunTrust Banks, Inc.

Contact Us

To reach SunTrust's Prepaid MasterCard Service Center:

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

© 2015 SunTrust Banks, Inc.

Equal Housing SunTrust Bank is an Equal Housing Lender. Member FDIC.

Equal Housing Equal Housing Lender. SunTrust Mortgage, Inc.

SunTrust, SunTrust Mortgage, SunTrust Mobile Banking, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Premier Program, AMC Fund Select, AMC Pinnacle, AMC Premier, Access 3, Signature Advantage Brokerage, Custom Choice Loan and Sure Pay are federally registered service marks of SunTrust Banks, Inc. SunTrust SummitView are service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners.

Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products, including investment advisory products and services, are provided by SunTrust Bank, member FDIC; securities, insurance (including annuities), and other investment products and services are provided by SunTrust Investment Services, Inc.; investment advisory products and services are offered by SunTrust Investment Services, Inc.; mortgage products and services are provided by SunTrust Mortgage, Inc.

SunTrust Mortgage, Inc. - NMLS #2915, 901 Semmes Avenue, Richmond, VA 23224, toll free 1-800-634-7928 CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee #MB-989, Department of Financial and Professional Regulation, 100 W. Randolph, Suite 900, Chicago, Illinois 60601, (312) 793-1490, MA: Mortgage Lender license #-ML-2915, NH: licensed by the New Hampshire Banking Department, NJ: Mortgage Banker License - New Jersey Department of Banking and Insurance, and RI: Rhode Island Licensed Lender.

"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products, and other investment services.

SunTrust Private Wealth Management, International Wealth Management, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by SunTrust Banks, Inc. and SunTrust Investment Services, Inc.

SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.