Interest checking, relationship checking account, premium checking account, at work checking account

SunTrust at Work Solid Choice Banking

SunTrust at Work® Solid Choice Banking® offers even more time- and cost-saving features than a basic checking solution. Enjoy benefits like a Safe Deposit Box discount1 and a combined statement if you have multiple accounts with us. You’ll also get SunTrust at Work exclusives including savings on mortgage closing costs2 and reduced interest rates on consumer installment loans and lines of credit3.

SunTrust at Work Solid Choice Banking can also help you organize your money by allowing you to link multiple SunTrust at Work Everyday Checking® accounts to it. These additional accounts are an easy way to keep your finances separate for a dedicated purpose, such as a vacation or college fund. When the accounts are linked to your SunTrust at Work Solid Choice Banking, you are not assessed a monthly maintenance fee and have unlimited check card usage with no monthly usage fee for up to three SunTrust at Work Everyday Checking accounts.

  • Solid Theft Protection4
    Classic: included
    Gold: $4.99/month
    Platinum: $9.99/month
  • Unlimited check card usage
  • Fee waivers for up to 3 additional checking accounts
  • 1st order of SunTrust Exclusive checks or a 50% discount applied toward the first order of any other personal check style
  • $45 Safe Deposit Box discount1
  • Unlimited official checks, money orders, and travelers cheques
  • $150 savings on mortgage closing costs2
  • Interest-rate reductions on consumer installment loans and lines of credit3
  • Rewards Credit Card with Double SunPoints on everyday purchases5
  • 1% first year anniversary bonus, up to $25 on a Live Solid Savings Account6
  • Up to .75% student lending interest rate reduction for SunTrust at Work Clients10

Minimum opening deposit $100
Monthly maintenance fee $17

How to get the fee waived

  • $3,000 minimum daily collected balance with Direct Deposit8
  • OR $5,000 minimum daily collected balance
  • OR $10,000 in minimum combined daily collected balances in Solid Choice Banking and linked checking, savings, money markets, CDs and IRAs9
  • OR SunTrust Mortgage first mortgage with SurePaySM

For further details, see our Fee Schedule.

Disclaimers

1Discount applies to the annual rental fee. Other charges and fees may apply.

2$150 off mortgage closing costs for first lien, residential mortgage purchase money or refinance transactions that are closed with SunTrust Mortgage, Inc. Offers, prices, and programs are subject to change without notice. Not valid on Veterans Administration (VA) loans. Subject to credit approval.

3 For Home Equity Loans (other than the Simple Home Refi): a 0.25% interest rate reduction off the standard rate if you have an eligible SunTrust at Work deposit account and an additional 0.25% interest rate reduction off the standard rate if payment is automatically deducted from a SunTrust checking, savings, or money market account using SurePay℠. Maximum discount is 0.50%. For the SunTrust Bank Simple Home Refi: a 0.25% interest rate reduction off the standard rate of a Simple Home Refi if the payment is automatically deducted from a SunTrust checking, savings, or money market account using SurePay℠. Maximum discount is for the Simple Home Refi is 0.25%. For lines of credit, including the Access 3 Equity Line: 0.10% interest rate reduction off the standard rate of a consumer line of credit if you have an eligible SunTrust at Work deposit account and an additional 0.25% reduction off the standard rate of a consumer line of credit if payment is automatically deducted from a SunTrust checking, savings, or money market account using SurePay℠. For Access 3 Equity Line, these interest rate reductions do not apply to Fixed Rate/Fixed Term (Option3) advances, or during the Repayment Period. Maximum discount for lines of credit is 0.35%. All loan and line discount offers are subject to change. Offer for new and refinanced eligible consumer Home Equity Loans, Simple Home Refi, and lines of credit, as well as for credit line increases. Relationship pricing discounts are not available on existing consumer loans or lines of credit and may not be applicable for all products. Consult your banker for details.

4SunTrust Solid Theft Protection is serviced by Global Privacy Solutions. A SunTrust Consumer checking account is a requirement of enrollment. The monthly fee is per member per month.

5SunTrust Credit Cards are issued by SunTrust Bank. Credit cards are subject to credit approval. Everyday purchases are purchases made at gas, grocery and drug stores. See Terms and Conditions for complete rules.

6Live Solid Savings® accounts are eligible for a one-time 1% bonus, up to $25. Bonus is calculated on the average ledger balance of the Live Solid Savings account for the first 12 months. The bonus will be credited to the Live Solid Savings® account on the one-year anniversary of the account open date. The account must be open and in good standing on the date that the bonus is paid to receive the bonus. Fees will reduce earnings on the account.

7SunTrust does not charge a fee for the use of SunTrust Mobile Banking. If you do not already have a data plan with your wireless service provider, normal data rates will apply.

8A qualifying Direct Deposit is a Direct Deposit of your salary, pension, Social Security or other regular monthly income of $100 or more per deposit electronically deposited to your account during statement cycle by your employer or an outside agency. Transfers from one account to another or deposits made at a banking location or ATM do not qualify as a Direct Deposit.

9Linked SunTrust personal deposits including checking, savings, money markets, CDs (excluding SunTrust Index Linked CDs (SILCs)) and IRAs (excluding SunTrust Investment Services, Inc. IRAs.)

10Up to 0.75% student lending interest rate reduction which includes a 0.25% SunTrust At Work interest rate reduction, a 0.25% interest rate reduction for automatic ACH payments, and an additional 0.25% interest rate reduction if payments are automatically (ACH) deducted from a SunTrust checking, savings or money market account. Maximum discount is 0.75%. SunTrust at Work interest rate reduction offered on Custom Choice Loan® and Private Student Loan Consolidation products only. Clients must apply at suntrusteducation.com/suntrustatwork and must enter a SunTrust at Work company membership ID number in order to qualify. The 0.25% interest rate reduction for automatic payments (ACH) and the additional 0.25% interest rate reduction for ACH payments from a SunTrust deposit account only apply when full payments (including both principal and interest) are automatically deducted. The ACH payment interest rate reductions will remain on the account unless (1) the automatic payments are stopped (including times during deferment or forbearance) or (2) there are three automatic payments returned for insufficient funds within the life of the loan. The additional interest rate reduction for ACH payments from a SunTrust deposit account will be applied after the first automatic payment is successfully deducted from a SunTrust Bank checking, savings or money market account.

SunTrust at Work benefits are subject to change and will be terminated upon your leaving your current employer for any reason. Accounts subject to credit verification.

SunTrust, SunTrust Mortgage, SunTrust at Work, SunTrust Mobile Banking, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Solid Theft Protection, Ridgeworth Funds, RidgeWorth Capital Management, Wealth Select, AMC Fund Select, AMC Pinnacle, AMC Premier, Access 3, Bank Your Way Snapshot, Signature Advantage Brokerage, Custom Choice and Sure Pay are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners.

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Securities, Investment and Insurance Products and Services:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

© 2014 SunTrust Banks, Inc.

Equal Housing SunTrust Bank is an Equal Housing Lender. Member FDIC.

Equal Housing Equal Housing Lender. SunTrust Mortgage, Inc.

SunTrust, SunTrust Mortgage, SunTrust at Work, SunTrust Mobile Banking, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Solid Theft Protection, Ridgeworth Funds, RidgeWorth Capital Management, Wealth Select, AMC Fund Select, AMC Pinnacle, AMC Premier, Access 3, Bank Your Way Snapshot, Signature Advantage Brokerage, Custom Choice and Sure Pay are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners.

Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products, including investment advisory products and services, are provided by SunTrust Bank, member FDIC; securities, insurance (including annuities), and other investment products and services are provided by SunTrust Investment Services, Inc., an SEC registered broker/dealer and a member of the FINRA and SIPC, and a licensed insurance agency; investment advisory products and services are offered by SunTrust Investment Services, Inc. and Ridgeworth Capital Management, Inc.; mortgage products and services are provided by SunTrust Mortgage, Inc.

SunTrust Mortgage, Inc. - NMLS #2915, 901 Semmes Avenue, Richmond, VA 23224, toll free 1-800-634-7928 CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee, MA: Mortgage Lender license #-ML-2915, NH: licensed by the New Hampshire Banking Department, NJ: Mortgage Banker License - New Jersey Department of Banking and Insurance, and RI: Rhode Island Licensed Lender. © 2014 SunTrust Banks, Inc. SunTrust and SunTrust Mortgage are federally registered service marks of SunTrust Banks, Inc. How can we help you shine? is a service mark of SunTrust Banks, Inc.

"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products, and other investment services.

SunTrust Private Wealth Management, International Wealth Management, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by SunTrust Banks, Inc., SunTrust Investment Services, Inc., and Ridgeworth Capital Management, Inc.

SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.