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Auto Loans

SunTrust's Newest Online Auto Loan Solution

Introducing LightStream, an online lending division of SunTrust Bank. Whether you are purchasing a new or used vehicle or simply refinancing a current one, a loan from LightStream is one of the best ways to do it. Get some of the most competitive rates through a simple process for loans between $5,000 and $100,000. Available exclusively online.

Easy as 1-2-3:

  1. Apply online in minutes, get a response in minutes during business hours.
  2. Accept your loan by e-signing your loan agreement.
  3. Have the money in your bank account as soon as today.1

Buy any car from any dealer, or refinance and take advantage of our highly competitive rates.

Apply today. We guarantee it will be your best loan experience, or we will give you $100.2

Auto Loan Chart Apply Now for a New Auto Loan Learn More about New Auto Loans Apply for a Used Auto Loan Learn More about Used Auto Loans Apply now for auto refinanace Learn more about Auto Refinance

Disclaimers

1You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern Time (11:30 a.m. Pacific Time): (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

2 After receiving your loan from us, and within 30 days, if you are not completely satisfied with your experience, please contact us and we will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Limited to one $100 payment per funded loan.

3 The APRs listed are for an unsecured loan between $10,000 and $24,999 with a term between 24 and 36 months, for the purposes of Auto loan refinance, Used Auto and New Auto. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay repayment option. Rates under the Invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

Payment Example: Monthly payments for a $10,000 loan at 2.19% APR with a term of 3 years would result in 36 monthly payments of $287.26 for the purpose of Used Auto or Auto Refinance.

Contact Us

To contact a LightStream Representative

Securities, Investment and Insurance Products and Services:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

© 2014 SunTrust Banks, Inc.

Equal Housing SunTrust Bank is an Equal Housing Lender. Member FDIC.

Equal Housing Equal Housing Lender. SunTrust Mortgage, Inc.

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Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products, including investment advisory products and services, are provided by SunTrust Bank, member FDIC; securities, insurance (including annuities), and other investment products and services are provided by SunTrust Investment Services, Inc., an SEC registered broker/dealer and a member of the FINRA and SIPC, and a licensed insurance agency; investment advisory products and services are offered by SunTrust Investment Services, Inc. and Ridgeworth Capital Management, Inc.; mortgage products and services are provided by SunTrust Mortgage, Inc.

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