Ryan Young, Financial Advisor

Ryan Young, CFP®

Financial Advisor, SunTrust Investment Services, Inc.

My story

I grew up in Bradenton, FL where I still live today with my wife, Shannon, and our two children, Kamryn and Carter. I earned my bachelor’s degree in business administration from the University of Montevallo in Alabama, where I played on the men’s basketball team. After I graduated, I worked for Edward Jones for nine years, assisting my clients with their various investment needs. In 2006, I obtained the designation of Certified Financial Planner and have been with SunTrust Investment Services since 2009.

My approach

I spend a lot of time fact finding and learning about my clients to really understand their overall financial objectives and what they hope to accomplish. In order for me to give proper guidance to my clients, it is important to establish a very clear understanding of their current financial circumstances and how they plan to spend the rest of their lives. From there, we can develop a strategy that is especially suited to their needs.

Why I love my job

I thoroughly enjoy the financial planning process from start to finish: Understanding the client’s objectives, recommending the plan of action, implementing the plan, and following through to make sure the client stays on track. After 14 years in the business, my excitement level is still the same. When clients trust you enough to call you from the new car lot to ask your advice on the terms of the purchase agreement, it’s very gratifying.

My edge

Unquestionably, earning the CFP® (Certified Financial Planner) designation has helped me to distinguish myself in my field, and become more of an educator to my clients. I also spend a lot of personal time reading articles and commentary on our industry.

My proudest moment

I once worked with a client who was mentally handicapped and had worked as a bagger at a local Publix grocery store for 30 years. Since he began working at the store, he bought Publix stock with every paycheck. At the age of 57 he was ready to retire with his $800K in retirement savings (pretty good for only earning $400 a week). Since he was under the age of 59½ we had to be very careful to set everything up correctly to avoid tax penalties. My teammates and I also felt that he deserved a retirement party, so we allowed him to invite his friends and colleagues and threw a big retirement party at my office. I was proud to help this client and watch him enjoy what turned out to be the best part of his retirement years.

SunTrust Bank and its affiliates and the directors, officers, employees and agents of SunTrust Bank and its affiliates (collectively, "SunTrust") are not permitted to give legal or tax advice. Clients of SunTrust should consult with their legal and tax advisors prior to entering into any financial transaction.

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  • Are Not FDIC or any other Government Agency Insured
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