Hitting Your Stride, Investment Advice, asset allocation, retirement income

Hitting Your Stride

Funding your retirement is never a straightforward process. Economic downturns and unexpected expenses make it difficult to be consistent. But eventually, saving becomes part of your routine. And your efforts are rewarded when you look back and see how much you’ve been able to set aside even before you’re scheduled to retire.

While it’s important to map out a strategy and trust that will get you where you need to go, it’s also important, especially mid-career, to periodically reassess your goals and adjust your strategy accordingly.

What should you think about when deciding if your retirement planning still works?

  • Consider how life events—marriage, children, home purchases—affect your plan
  • Assess the progress of your current portfolio
  • Rethink your risk tolerance as you get closer to retirement
  • Consider adjusting your strategy

Speak to a SunTrust retirement expert today: 866.732.1687

What’s new to affect your plan?

Any number of life events may affect how much you can or need to save for your retirement income:

  • Getting married
  • Buying a home
  • Changing jobs
  • Having children
  • Starting a new business
  • Going back to school
  • Receiving an inheritance
  • Coping with sickness or death in family
Anytime you undergo any of these changes, consider how they affect your retirement planning.

Are you moving toward your goals?

Chances are you have a more realistic idea of what you want from retirement. As your expectations change, so should your plans. And your finances may be more complicated than when you started. If your investments are spread across multiple retirement accounts and investments, a SunTrust retirement expert can help you take a holistic look at your current situation to help you in accommodating your strategic goals.

Is your attitude toward risk changing?

Just as your circumstances change, so does your capacity to take on risk. You may be able to take more risk, or you may have become more risk-averse. Either way, a SunTrust advisor can help you identify savings and investing strategies that balances the growth you need with the confidence you seek. Factors influencing risk tolerance include:

  • Age
  • Personality
  • Family status
  • Earning power
  • Financial literacy
  • Years until retirement

Contact Us

To reach a SunTrust advisor:

Search

Please enter address to search

Securities, Investment and Insurance Products and Services:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

© 2014 SunTrust Banks, Inc.

Equal Housing SunTrust Bank is an Equal Housing Lender. Member FDIC.

Equal Housing Equal Housing Lender. SunTrust Mortgage, Inc.

SunTrust, SunTrust Mortgage, SunTrust at Work, SunTrust Mobile Banking, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Solid Theft Protection, Ridgeworth Funds, RidgeWorth Capital Management, Wealth Select, AMC Fund Select, AMC Pinnacle, AMC Premier, Access 3, Bank Your Way Snapshot, Signature Advantage Brokerage, Custom Choice and Sure Pay are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners.

Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products, including investment advisory products and services, are provided by SunTrust Bank, member FDIC; securities, insurance (including annuities), and other investment products and services are provided by SunTrust Investment Services, Inc., an SEC registered broker/dealer and a member of the FINRA and SIPC, and a licensed insurance agency; investment advisory products and services are offered by SunTrust Investment Services, Inc. and Ridgeworth Capital Management, Inc.; mortgage products and services are provided by SunTrust Mortgage, Inc.

SunTrust Mortgage, Inc. - NMLS #2915, 901 Semmes Avenue, Richmond, VA 23224, toll free 1-800-634-7928 CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee, MA: Mortgage Lender license #-ML-2915, NH: licensed by the New Hampshire Banking Department, NJ: Mortgage Banker License - New Jersey Department of Banking and Insurance, and RI: Rhode Island Licensed Lender. © 2014 SunTrust Banks, Inc. SunTrust and SunTrust Mortgage are federally registered service marks of SunTrust Banks, Inc. How can we help you shine? is a service mark of SunTrust Banks, Inc.

"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products, and other investment services.

SunTrust Private Wealth Management, International Wealth Management, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by SunTrust Banks, Inc., SunTrust Investment Services, Inc., and Ridgeworth Capital Management, Inc.

SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.