Using credit and taking on debt can be a smart way to help finance investments like purchasing a new home or paying for higher education. Here’s what you need to know before you start spending.
Bankruptcy isn’t something you can recover from overnight, but the sooner you start rebuilding, the better off you’ll be. This guide shows you where to start.
There are several different dates and numbers you should keep in mind when it comes to managing those little pieces of plastic in your wallet.
Ready to make a big purchase? Here are some tips on getting a loan, before you head to the bank.
Opening a personal line of credit is a great way to ensure you have extra money when you need it. Make sure you know how it works—and whether you’re already a good candidate.
Maybe your friend has a business idea and could use some seed money. Should you contribute? Think hard.
The key to creditworthiness is a history of reliable money management. Here’s how a secured credit card can help you build good financial habits and a stronger credit history.
More than ever, establishing a good credit history now is critical to your financial success in the future.
Living on a tight budget? Here's how to make credit card rewards work harder for you.
Following a foreclosure, the path back to homeownership may be shorter than you think. Here are tips to improve your credit and get back into a home sooner.
If you’re seeking credit or loans, improving your credit score can lower your interest rates. Here’s how.
While cutting up credit cards might make us feel more on top of our finances, it's not necessarily therapeutic for your credit score. Even cards that you don't use anymore and carry sky-high interest rates can help your credit score.
Find out how to keep on top of your credit score, also known as a FICO score, and how to improve it to ensure your access to credit and better interest rates.
Money mistakes happen to everyone. Listen to three personal finance bloggers recount the biggest mistakes they ever made with their money—and how they bounced back.
Your doctor's office, your employer, the DMV -- they all want your Social Security number. But the group that wants it most? Identity thieves.
Your credit report tells the story of your lending history. Here’s how you can make it the story potential lenders want to hear.
Whether you’re trying to raise your score or maintain your top-notch report, here are 9 tips to help you see an immediate change in that magic number.
Looking to establish good personal credit or rebuild from a bad score? Here are some simple strategies to get your credit on track to a bright future.
Not only does your credit score determine if a lender will let you borrow money, but also the amount, terms and flexibility the lender will offer you.
LightStream has fast and easy low-interest financing for practically anything.