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Personal Credit

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  • /Static/RC/Images/Featured/Credit-Mistakes-76721450-704x343.jpg
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    3 Big Credit Mistakes And How to Avoid Them

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    Use Card Rewards to Save on Everyday Expenses

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9 Ways to Raise Your Credit Score Immediately

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Whether you’re trying to raise your score or maintain your top-notch report, here are 9 tips to help you see an immediate change in that magic number. Read More

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Why Your Credit Score Could Suddenly Change

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If you notice an unexpected change to your credit score, don’t panic—it’s probably not because you’ve been accidentally neglecting to pay your cell phone bill or an anonymous benefactor paid off your mortgage Read More

One quick credit card tip
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Rack Up More Credit Card Rewards

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1 quick trick to earn the most points

Check out this 15-second video to learn how to shop smarter with your credit cards and earn the most reward points. Watch Now

Avoid spending money on impulse buys with a personal spending freeze
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A 'Spending Freeze' to Avoid Impulse Buys

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Put unnecessary spending on ice with a simple at-home trick

We all have a hard time resisting the urge to spend money, but there are simple tricks to avoid impulse buys. Watch Now

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How to Make the Most of Your Family's Rewards Card

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Credit and debit cards that offer points, miles and rewards help your money pull double-duty, providing extra support for your family without any extra effort. Read More

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Infographic: Understand and Improve Your Credit Score

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Your credit score is a key indicator of your financial health.

Find out how to keep on top of your credit score, also known as a FICO score, and how to improve it to ensure your access to credit and better interest rates. Read More

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How to Build or Rebuild Good Credit

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Looking to establish good personal credit or rebuild from a bad score? Here are some simple strategies to get your credit on track to a bright future. Read More

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Secured Credit Cards Build Good Credit

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The key to creditworthiness is a history of reliable money management. Here’s how a secured credit card can help you build good financial habits and a stronger credit history. Read More

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Obtaining a Personal Line of Credit

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Opening a personal line of credit is a great way to ensure you have extra money when you need it. Make sure you know how it works—and whether you’re already a good candidate. Read More

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Rebuilding in the Aftermath of Foreclosure

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Following a foreclosure, the path back to homeownership may be shorter than you think. Here are tips to improve your credit and get back into a home sooner. Read More

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Finding Advice on Credit and Debt Management

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Using credit and taking on debt can be a smart way to help finance investments like purchasing a new home or paying for higher education. Here’s what you need to know before you start spending. Read More

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Rebuilding Your Credit After Bankruptcy

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Bankruptcy isn’t something you can recover from overnight, but the sooner you start rebuilding, the better off you’ll be. This guide shows you where to start. Read More

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Decoding Your Credit Report

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Your credit report tells the story of your lending history. Here’s how you can make it the story potential lenders want to hear. Read More

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Prepaid Cards Keep Your Budget Intact

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Using a prepaid card is a great way to control spending and become a better budgeter Read More

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Factors that Impact Your Credit Score

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If you’re seeking credit or loans, improving your credit score can lower your interest rates. Here’s how. Read More

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Establishing a Credit History

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When you say you want credit, you are probably asking for payment terms on a purchase. You are seeking to purchase goods or services today and forego all or a portion of the payment until a later date. Read More

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Cutting Up a Credit Card and Your Credit Score

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While cutting up credit cards might make us feel more on top of our finances, it's not necessarily therapeutic for your credit score. Even cards that you don't use anymore and carry sky-high interest rates can help your credit score. Read More

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7 Ways to Improve Your Credit Score

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Not only does your credit score determine if a lender will let you borrow money, but also the amount, terms and flexibility the lender will offer you. Read More

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Credit 101: Building Your Credit

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More than ever, establishing a good credit history now is critical to your financial success in the future. Read More

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Banking can be complicated

We've created one place to find all of the answers to your most common questions.