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What is My Return on a Universal Life Policy?

Share current LOB: wealthmanagement

Use this calculator to to see what your payout, cash value, and dividends for a universal life policy will be.

What is my return on a universal life policy?

Policy amount
$
Current age
Years you have owned policy
Years until your death
Your state + federal tax rate
%

Monthly premiumsYears premium paidLump sum premiumsYear
lump sum
due
$$
$$
$$

Your policy's cash value
Current cash value
$
Average interest you will earn
%
Years until you cash out
Surrender charge
%

Your fees
Upfront fees
$
Portion of premiums applied to fees
%
Monthly fees
$
Or
Yearly insurance charge (percent of policy amount)
%
Or
Yearly insurance fee (percent of cash value)
%

Your death benefit

Information and these calculators are made available by one or more third party service providers. All examples are hypothetical and are for illustrative purposes. SunTrust Bank and its affiliates do not provide legal or tax advice. Information provided and these calculators are not intended to offer any tax, legal, financial or investment advice. SunTrust cannot guarantee that the information provided or the calculators are accurate, complete, or timely. Federal and state laws and regulations are complex and are subject to change. Changes in such laws and regulations may have a material impact on pre- and/or after-tax investment results. SunTrust makes no warranties with regard to these calculators or the results obtained by their use. SunTrust disclaims any liability arising out of your use of, or any tax position taken in reliance on, these calculators. Always consult an attorney or tax professional regarding your specific legal or tax situation.

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