Yes. SunTrust clients can also call 800.485.7279 or visit their local branch to accept coverage.
This means that any ATM or everyday debit card transaction that would result in an overdraft of your account(s) will be declined at the point of sale.
No. There is no fee to accept this service; however if you accept overdraft coverage and an item is paid resulting in an overdraft of your account, a fee of $36 may be assessed.
No, overdraft coverage only applies to ATM and everyday debit card transactions. SunTrust may authorize automatic bill payments, checks and other transactions using your checking account number and fees may be incurred. SunTrust pays overdrafts at our discretion; we do not guarantee that we will always authorize and pay any type of transaction.
Business clients are not included and will continue to have overdraft coverage and will incur applicable fees. All consumer checking account clients at any bank are impacted by the new regulation and must accept overdraft coverage to continue their coverage.
Yes. You can change your decision to have overdraft coverage at any time. After you let us know it will take up to two business days to go into effect.
Overdraft Coverage provides authorization for ATM and everyday debit card transactions even if the amount is more than the available balance. Overdraft Protection links your checking account(s) to other SunTrust funded checking, savings, money market, credit card or line-of-credit accounts to cover overdrafts in exchange for a fee.
Investment and Insurance Products:
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SunTrust Bank is an Equal Housing Lender. Member FDIC.
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Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products, including investment advisory products and services, are provided by SunTrust Bank, member FDIC; securities, insurance (including annuities), and other investment products and services are provided by SunTrust Investment Services, Inc.; investment advisory products and services are offered by SunTrust Investment Services, Inc.; mortgage products and services are provided by SunTrust Mortgage, Inc.
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"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products, and other investment services.
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