Make Fewer Trips to the Bank

Online Check Deposit lets you scan and submit checks electronically

A tailor-made business banking plan is minutes away

Use our easy online guide to find possible solutions for your business

Business Checking, SunTrust business checking, SunTrust business checking account

Business Checking

If you have a small- or medium-sized business, SunTrust business checking offers you a range of options for your business checking needs. We have solutions that include low maintenance accounts as well as accounts that provide more advanced features like account analysis. And with a SunTrust business checking account, you can take advantage of these benefits:

SunTrust Business Debit Cards
With a business checking account, you can receive a no fee SunTrust business debit card.

SunTrust Online Cash Manager (included with any business checking account)1

  • Manage all of your accounts and pay your bills electronically
  • Access multiple business and personal accounts under one profile
  • View current transaction reports, check images and online statements
  • Make account transfers
  • Download your account transactions into your accounting software
  • Set alerts and reminders
  • Make payroll processing easy and affordable with Online Payroll
  • Set up additional user IDs and limit viewing and transactional capabilities as needed to protect security

SunTrust continues to extend the full benefits of FDIC deposit insurance coverage of $250,000 on business deposits.6 For Further information, access the FDIC FAQs.

Business Checking Options Primary Business Checking Total Business Banking Select Business Checking
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Business Credit Card3
Online Cash Manager8
Balances to Waive Monthly Maintenance Fee $1,500 $5,000 $20,000
Items / Transactions Included4 150 300 500
Cash Processing Included5 $5,000 $7,000 $10,000
Brokerage Equity Trade Discount (10%)6
Includes additional business checking account
Includes additional personal checking account
Discounted Merchant Services Setup Fee
Overdraft Protection
Business Checking Options Business Interest Checking Analyzed Business Checking Analyzed Interest Checking
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Business Credit Card3
Online Cash Manager8
Balance to Waive Maintenance Fee $10,000 N/A N/A
Items / Transactions Included4 150 * *
Cash Processing Included5 $5,000 * *
Includes additional personal checking account
Discounted Merchant Services Setup Fee
Overdraft Protection

1SunTrust offers a complete suite of Web-based services, such as SunTrust Online Cash Manager and Online Treasury Manager, designed to meet your online banking needs. Please contact a SunTrust representative to determine which online product best meets your business requirements.

2Credit cards are subject to credit approval.

3Items include deposits and deposited items, checks, ATM transactions, Point-of-Sale purchases and ACH debits. Wire transfer transactions and Commercial and Treasury management transactions may also count against this limit. There are fees for exceeding stated limits.

4There are fees for exceeding stated cash processing limits.

5Offered by SunTrust Investment Services, Inc.

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterestbearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

7Some fees may apply

*Service charges may be offset or reduced by an Earnings Credit. The Earnings Credit is calculated on the average collected balance less related reserves. SunTrust calculates the value of earnings credit on the balances in your account and applies that value against service activity expenses.

Read Rules and Regulations for Deposit Accounts.

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

© 2015 SunTrust Banks, Inc.

Equal Housing SunTrust Bank is an Equal Housing Lender. Member FDIC.

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SunTrust, SunTrust Mortgage, SunTrust Mobile Banking, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Premier Program, AMC Fund Select, AMC Pinnacle, AMC Premier, Access 3, Signature Advantage Brokerage, Custom Choice Loan and Sure Pay are federally registered service marks of SunTrust Banks, Inc. SunTrust SummitView are service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners.

Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products, including investment advisory products and services, are provided by SunTrust Bank, member FDIC; securities, insurance (including annuities), and other investment products and services are provided by SunTrust Investment Services, Inc.; investment advisory products and services are offered by SunTrust Investment Services, Inc.; mortgage products and services are provided by SunTrust Mortgage, Inc.

SunTrust Mortgage, Inc. - NMLS #2915, 901 Semmes Avenue, Richmond, VA 23224, toll free 1-800-634-7928 CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee #MB-989, Department of Financial and Professional Regulation, 100 W. Randolph, Suite 900, Chicago, Illinois 60601, (312) 793-1490, MA: Mortgage Lender license #-ML-2915, NH: licensed by the New Hampshire Banking Department, NJ: Mortgage Banker License - New Jersey Department of Banking and Insurance, and RI: Rhode Island Licensed Lender.

"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products, and other investment services.

SunTrust Private Wealth Management, International Wealth Management, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by SunTrust Banks, Inc. and SunTrust Investment Services, Inc.

SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.