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Online Check Deposit lets you scan and submit checks electronically

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Use our easy online guide to find possible solutions for your business

Business Checking, SunTrust business checking, SunTrust business checking account

Business Checking

If you have a small- or medium-sized business, SunTrust business checking offers you a range of options for your business checking needs. We have solutions that include low maintenance accounts as well as accounts that provide more advanced features like account analysis. And with a SunTrust business checking account, you can take advantage of these benefits:

SunTrust Business Check Cards
With a business checking account, you can choose to receive a no fee SunTrust business check card or a Delta SkyMiles® Business Check Card for an annual fee.1

SunTrust Online Cash Manager (included with any business checking account)2

  • Manage all of your accounts and pay your bills electronically
  • Access multiple business and personal accounts under one profile
  • View current transaction reports, check images and online statements
  • Make account transfers
  • Download your account transactions into your accounting software
  • Set alerts and reminders
  • Make payroll processing easy and affordable with Online Payroll
  • Set up additional user IDs and limit viewing and transactional capabilities as needed to protect security

SunTrust continues to extend the full benefits of FDIC deposit insurance coverage of $250,000 on business deposits.7 For Further information, access the FDIC FAQs.

Business Checking Options Primary Business Checking Total Business Banking Select Business Checking
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Business Credit Card3
Online Cash Manager8
Balances to Waive Monthly Maintenance Fee $1,500 $5,000 $20,000
Items / Transactions Included4 150 300 500
Cash Processing Included5 $5,000 $7,000 $10,000
Brokerage Equity Trade Discount (10%)6
Includes additional business checking account
Includes additional personal checking account
Discounted Merchant Services Setup Fee
Overdraft Protection
Business Checking Options Business Interest Checking Analyzed Business Checking Analyzed Interest Checking
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Business Credit Card3
Online Cash Manager8
Balance to Waive Maintenance Fee $10,000 N/A N/A
Items / Transactions Included4 150 * *
Cash Processing Included5 $5,000 * *
Includes additional personal checking account
Discounted Merchant Services Setup Fee
Overdraft Protection
Disclaimers

1Click here to view additional important information regarding the Delta SkyMiles® Business Check Card.

2SunTrust offers a complete suite of Web-based services, such as SunTrust Online Cash Manager and Online Treasury Manager, designed to meet your online banking needs. Please contact a SunTrust representative to determine which online product best meets your business requirements.

3Credit cards are subject to credit approval.

4Items include deposits and deposited items, checks, ATM transactions, Point-of-Sale purchases and ACH debits. Wire transfer transactions and Commercial and Treasury management transactions may also count against this limit. There are fees for exceeding stated limits.

5There are fees for exceeding stated cash processing limits.

6Offered by SunTrust Investment Services, Inc.

7NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterestbearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

8Some fees may apply

*Service charges may be offset or reduced by an Earnings Credit. The Earnings Credit is calculated on the average collected balance less related reserves. SunTrust calculates the value of earnings credit on the balances in your account and applies that value against service activity expenses.

Read Rules and Regulations for Deposit Accounts.

Securities, Investment and Insurance Products and Services:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

© 2014 SunTrust Banks, Inc.

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