Analyzed Business Checking, Solutions, analysis business checking

Analyzed Business Checking

For businesses with moderate to high transaction volumes, high checking balances and complex cash-management needs, SunTrust offers Analyzed Business Checking. Balances maintained in an Analyzed Business Checking account earn an earnings credit allowance1 that can help you reduce or eliminate service charges. Analyzed Business Checking provides our most competitive Earnings Credit Rate (ECR).

Analyzed Business Checking allows you greater control of your banking relationship. Multiple accounts can be consolidated into a single relationship to offset service charges and transaction, and balance information on all accounts can be viewed in a single statement. Analyzed Business Checking offers a one-stop resource to help your company manage a variety of cash flow needs.

To learn more about Analyzed Business Checking call 877.370.5108.

Built-in tools with Analyzed Business Checking

  • Unlimited check writing
  • An earnings credit applied to balances kept in accounts to offset usage fees and monthly maintenance fees
  • Special statement cycles that can be tailored to your business needs
  • Detailed monthly statement including all Treasury Management product usage and volumes and a breakdown of deposits and withdrawals

Be productive with Analyzed Business Checking

  • Monitor activity in your accounts and balance levels to improve returns and evaluate the cost-effectiveness of your treasury activities
  • Tiered earnings credit rate rewards you for keeping higher balances
  • A la carte pricing eliminates the need to sustain balance levels or limit activity within item thresholds
Disclaimers

1At the end of each month, SunTrust sets an Earnings Credit Rate (ECR). Using the SunTrust ECR, we calculate the value of the Earnings Credit on the balances (sometimes referred to as value of balances) in your account and apply that value against service activity expenses. The ECR used for the analysis period is always displayed on the account analysis statement. SunTrust uses the following calculation to derive the value of Earnings Credit on available balance: average available balance x ECR ÷ days in the year x days in the month = Earnings Credit on Average Available Balance. Average available balance is calculated by subtracting related reserves, if applicable, from the average positive collected balance.

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