Overdraft checking protection, Overdraft checking account, Overdraft Protection, Business Checking

Overdraft Protection

We know that sometimes income and expenses don’t always match perfectly, and that sometimes the balance in your business checking account may be less than you or your employees think. That's why SunTrust offers overdraft checking protection, to protect you in those situations without causing you the embarrassment of a bounced check.

Our overdraft checking protection links your checking, savings or money market account to an established SunTrust business credit card or a deposit account (business savings, business money market or business money market performance account).1 That way, when there's a problem in insufficient funds, we can take care of it quickly and discreetly.

If you overdraw your account, we will transfer any available funds in your overdraft-protected account for a fee of $12.50. There is a maximum of one transfer fee per day.

For accounts linked to a deposit account (checking, savings or money market), we will transfer the exact amount necessary plus any applicable transfer fees. For accounts linked to a credit card or line of credit, we will make transfers in $100 increments.

To speak to a SunTrust overdraft service expert call 800.279.4824.

Disclaimers

1Overdraft Protection Service is not available for all SunTrust products or product service areas. Transfer fees for the deposit accounts, Access 3, and the personal or executive line of credit are charged to the protected checking, savings, or money market account. The transfer fee for the SunTrust credit card is charged to the credit card. All advances are subject to funds availability. See your SunTrust representative for details.

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