Trade finance, International trade finance

Trade Finance

Is your business looking overseas for customers and revenue growth? SunTrust can help you secure the short- and medium-term financing you need to boost exports and build your international sales.

When you partner with SunTrust, you can count on expert advice and guidance from experienced trade finance specialists, along with competitive rates and flexible financing terms that fit your company’s needs.

We’re proud to note that we were recently named the U.S. Small Business Administration’s Export Lender of the Year for making the most working capital loans. We also work closely with the Export-Import Bank of the United States (Ex-Im Bank), which lets us offer an even wider range of financing options.

  • Export working capital loans: Our loans let you secure the funding you need to fill international orders. We offer a wide range of loans, from pre-export financing to post-export insured receivables financing, for transactions of all sizes.
  • Medium-term buyer financing: International buyers of goods from U.S. exporters often ask the seller to provide financing in order to close a sale, especially in emerging markets where interest rates are high or access to bank financing is limited. Through our partnership with Ex-Im Bank, we can provide financing directly to qualified overseas buyers of products and services made by the U.S. This helps you attract international buyers by facilitating deals that might otherwise be prohibitive.

To talk with a trade finance specialist call 404.813.1030.

Export working capital loans

As one of the SBA’s preferred lenders, we offer SBA working capital export loans of up to $1.65 million as well as export financing through the Ex-Im Bank of up to $5 million.

  • Quick loan decisions
  • Pre- and post-export financing
  • Funding for procurement, inventory or production of orders
  • Financing for up to 90 percent of foreign accounts receivable and 75 percent of export-related inventory

Medium-term buyer financing

  • A variety of goods and services are eligible, as long as they meet the Ex-Im Bank U.S. content requirements.1
  • Repayment terms up to 5 years are generally available for exports of capital equipment and services, depending on the amount of the financing.
  • Longer terms are available for environmental-related equipment and government-sponsored projects.2
  • Payments of principal and interest can be paid semiannually.3

Disclaimers

1Visit www.exim.gov for content requirements.

2For government-sponsored projects, terms up to 10 years are available when a Ministry of Finance guarantee can be secured.

3Repayment of principal and interest begins six months after completion of shipment or installation

Contact Us

To reach a SunTrust representative:

  • 404.813.1030

Securities, Investment and Insurance Products and Services:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

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