SBA 7a, SBA 7a loan, SBA 7(a) Loan, Loan Options

SBA 7(a)

If you want to start or expand a business but don’t necessarily qualify for conventional financing, the SBA 7(a) loan may be the right choice for you.

The SBA 7(a) loan, the primary loan program backed by the U.S. Small Business Administration, is a flexible, long-term financing option for growing businesses. You can borrow up to $5 million for a wide range of business needs, from real estate to working capital. SunTrust is a leading SBA lender, and our experts can lead you through the application process to make it as easy as possible.

To learn more about SBA 7(a) loans call 800.786.8787.

Broad eligibility, flexible credit, no balloons

With the SBA 7(a) loan, you get:

  • Financing of up to $5 million
  • Longer terms
  • Higher loan to value
  • Flexible use of proceeds
  • Competitive pricing

Alternative financing when you need it

With the SBA 7(a) loan, you can:

  • Get capital when conventional financing isn’t an option
  • Enjoy long-term financing for a wide range of business needs
  • Structure the loan to fit your cash flow
  • Take advantage of SunTrust SBA expertise to help make the application process easier
SBA 7(a) Loan
What You Get
Description

The SBA’s primary loan program offers long-term financing for a wide range of needs, from real estate to working capital. Lines of credit not permitted.

Eligible Borrower

For-profit businesses that meet the SBA’s size and industry guidelines.

Maximum Loan Amount

$5 million

Maximum Loan Term

5-7 years for working capital; up to 25 years for real estate; 10 years for all other loan purposes, including fixed assets and equipment

SBA Guaranty Fees

SBA charges a fee to guarantee the loan.

Maximum SBA guaranty

75-85%

Disclaimers

Approved to offer SBA loan products under SBA’s Preferred Lender program. Credit subject to normal criteria.

Contact Us

To reach a SunTrust representative:

Securities, Investment and Insurance Products and Services:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

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