relationship banking, deposit services, SunTrust Deposits and Cash Management

Deposits and Cash Management

As a Private Wealth Management client at SunTrust, you have access to premier relationship banking and deposit services for seamless and convenient cash management.

SunTrust offers a range of deposit products1 such as CD, money market and savings accounts, along with relationship-based checking and brokerage accounts designed to meet the unique needs of you or your family.

If you need personal assistance, a dedicated advisor can meet you at the nearest branch, your home or at your office—during or after hours. If you prefer to bank on your own, SunTrust’s Online Banking and Internet Investing give you instant access to your account information online 24 hours a day, seven days a week.

Signature Advantage Banking
SunTrust’s premier cash management service, Signature Advantage Checking, gives you the highest level of service along with more than a dozen valuable benefits, including:

  • Access to your cash domestically and internationally with unlimited waivers of SunTrust ATM fees for use of non-SunTrust ATMs and unlimited refunds for ATM fees charged by other institutions
  • SunTrust World MasterCard ® Check Card with extended limits or Delta SkyMiles ® Check Card with annual fee2
  • Access to the SunTrust Advantage Money Market account
  • Preferred tiered rates of return on your checking account balance
  • Any personal check style or deposit tickets, cashiers checks, travelers cheques and money orders
  • Three non-sufficient funds (NSF) items waived per rolling 12 months

Signature Advantage Brokerage
Signature Advantage Brokerage can provide you the very best account available through both SunTrust Bank and SunTrust Investment Services, Inc. This full-featured cash management service offers all the same great features as Signature Advantage Checking and also allows you to seamlessly integrate your banking and investment needs.

With a streamlined comprehensive monthly statement, Signature Advantage Brokerage helps you maintain a clear view of your full financial picture. It shows you information about all your accounts including brokerage and trust accounts, checking, savings, credit cards and loans.

With Signature Advantage Brokerage you will receive our highest level of personalized priority client servicing—including a dedicated 800 number—and access to a wide range of high-end banking, investment3 and lending products, travelers cheques plus access to more than 2,800 ATMs.

Disclaimers

1 Deposit products are offered through SunTrust Bank, Member FDIC.

2 The Delta SkyMiles World Check Card is available on Signature Advantage Banking, Solid Choice Banking, SunTrust at Work Solid Choice Banking and Balanced Banking accounts. The annual fee for the Delta SkyMiles World Check Card is $75. The Delta SkyMiles World Check Card earns 1 mile per $1 in PIN Point of Sale and signature-based purchases and 2 miles per $1 in direct Delta purchases. Only PIN Point of Sale and signature-based purchases (including small dollar purchases that do not require a signature), Internet purchases, phone or mail order purchases or automatic bill payments qualify for mileage earnings. Cash advances, cash portion of a PIN POS sale with cash back, ATM transactions, payments for stored-value cards, wire transfers, money transfers, money orders, cashier checks, quasi cash, traveler’s cheques, purchases of a monetary instrument or a PIN POS/Signature transaction that contains either in whole or part of one or more of the previously excluded transaction types do not qualify. The one-time enrollment bonus is 5,000 miles for the Delta SkyMiles World Check Card. The one-time enrollment bonus miles will be awarded after the first PIN Point of Sale or signature-based purchase made with the Delta SkyMiles World Check Card. Please allow 6-8 weeks for enrollment bonus miles to be credited to your Delta SkyMiles account after the first qualifying PIN Point of Sale or signature-based purchase is made. Enrollment bonus miles are only available to new Delta SkyMiles World Check Card customers; cannot be combined with any other enrollment offer and are only applicable once per SkyMiles number. The SunTrust personal checking account must also be open and in good standing at the time the enrollment bonus miles are awarded. SunTrust and Delta reserve the right to revoke miles in the event it is determined that the terms of the program have been breached by the cardholder. Award Travel seats are limited and may not be available on all flights or in all markets. Taxes and fees for Award Travel are the responsibility of the passenger and must be paid at the time the ticket is booked. All SkyMiles program rules apply. To review the rules, please visit delta.com/memberguide. The Delta SkyMiles Check Cards are issued by SunTrust Banks, Inc. and are available in AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA and Washington D.C. Certain restrictions apply. See the Guide to Benefits that will accompany your new card for details. ©2013 Delta Air Lines, Inc.

3 Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products (including checking accounts) and services are provided by SunTrust Bank. Securities, insurance (including annuities and certain life insurance products) and other investment services (including Brokerage accounts) are offered by SunTrust Investment Services, Inc., a SEC registered investment adviser and broker/dealer and a member of the FINRA and SIPC.

Securities, Investment and Insurance Products and Services:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

© 2014 SunTrust Banks, Inc.

Equal Housing SunTrust Bank is an Equal Housing Lender. Member FDIC.

Equal Housing Equal Housing Lender. SunTrust Mortgage, Inc.

SunTrust, SunTrust Mortgage, SunTrust at Work, SunTrust Mobile Banking, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Solid Theft Protection, Ridgeworth Funds, RidgeWorth Capital Management, Wealth Select, AMC Fund Select, AMC Pinnacle, AMC Premier, Access 3, Bank Your Way Snapshot, Signature Advantage Brokerage, Custom Choice and Sure Pay are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners.

Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products, including investment advisory products and services, are provided by SunTrust Bank, member FDIC; securities, insurance (including annuities), and other investment products and services are provided by SunTrust Investment Services, Inc., an SEC registered broker/dealer and a member of the FINRA and SIPC, and a licensed insurance agency; investment advisory products and services are offered by SunTrust Investment Services, Inc. and Ridgeworth Capital Management, Inc.; mortgage products and services are provided by SunTrust Mortgage, Inc.

SunTrust Mortgage, Inc. - NMLS #2915, 901 Semmes Avenue, Richmond, VA 23224, toll free 1-800-634-7928 CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee, MA: Mortgage Lender license #-ML-2915, NH: licensed by the New Hampshire Banking Department, NJ: Mortgage Banker License - New Jersey Department of Banking and Insurance, and RI: Rhode Island Licensed Lender. © 2014 SunTrust Banks, Inc. SunTrust and SunTrust Mortgage are federally registered service marks of SunTrust Banks, Inc. How can we help you shine? is a service mark of SunTrust Banks, Inc.

"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products, and other investment services.

SunTrust Private Wealth Management, International Wealth Management, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by SunTrust Banks, Inc., SunTrust Investment Services, Inc., and Ridgeworth Capital Management, Inc.

SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.