SunTrust Bank Retirement Benefits

Fast track your journey to financial confidence with a 401(k) plan. The plan offers multiple levels of participation to fit what you can afford now, and can help prepare you for the retirement you want. It’s all in your hands, and it’s never too late to start.

  • Automatically enrolls you in the 401(k) plan on the first day of the second calendar month following your hire date.
  • Allows pre-tax and Roth after-tax contributions up to 50 percent of your eligible earnings each pay period, while letting you increase, decrease or stop contributions at any time.
  • Matches your contributions dollar for dollar, up to 6 percent of eligible earnings.
  • Provides that your contributions are always 100% vested. 
  • Provides that SunTrust company match and discretionary contributions are vested after completing two years of service.

Resource Center

  • Contain Business Cash Surprises

    Too often small business owners let cash fluctuations and shortfalls disrupt their business’s operations and put their personal finances at risk. Business cash reserves put owners ahead cash surprises.

  • Speed the Flow of Cash into Your Business

    Small businesses say cash flow is vital, yet many are slow to bill and collect from customers. They miss out on cash to grow, pay bills or build reserves that protect business and owner finances.

  • Payment Strategies to Maximize Cash

    Cash shortfalls and fluctuations leave owners scrambling to keep the business running without dipping into personal finances. Stretching payables frees up the cash owners need to get through a cash crunch.

  • Dynamic Communities: A Business’s Transition

    When it came time to transition his business, Andy Hafer, founder of Dynamic Communities, found resources with his bank to make the change easier.

  • Market Perspective

    SunTrust Private Wealth Management’s Market Perspective provides a view of the latest market events. Read the most recent report here.

  • Support

  • Wires

      For more details about Wire Transfers with SunTrust, call 800.947.3786

       

      SunTrust incoming wire instructions:

       

      • For domestic incoming wires, use Routing ABA: 061000104
      • For international incoming wires, use SWIFT/BIC: SNTRUS3A
      • Beneficiary account number: SunTrust full account number
      • Beneficiary name: The name as it appears on the SunTrust account

      SunTrust incoming wire instructions are also available by calling 800.947.3786

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