Dealer Financial Services

As a trusted partner of automotive dealers for more than 50 years, we understand the challenges you face and recognize your strong commitment to the auto industry. SunTrust Dealer Financial Services is here to help you grow your dealership with solid lending programs, competitive rates and exceptional customer service.

With an indirect auto loan portfolio of more than $10 billion, SunTrust Bank is a market leader that understands the complexities of the auto industry and the factors that affect market demand and consumer choice. The Dealer Financial Services team focuses on building strong, lasting relationships with auto dealers throughout the Southeast and beyond. Contact the regional sales center listed below for your area to learn more about the benefits of partnering with SunTrust.

Program Features include:

  • Dedicated underwriters empowered to make decisions at the desk
  • Competitive indirect auto financing rates
  • Loan-to-value advances up to 130 percent, plus back-end products
  • Terms for indirect loans up to 84 months
  • Enhanced Flat program for qualified contracts

Dealer Benefits include:

  • Automated decisioning
  • Extended buying hours
  • 24-hour contract processing
  • eContracting capabilities through DealerTrack® and RouteOne®
  • Proactive contract resolution to fund deals faster

We use DealerTrack® and RouteOne® to provide you with quick, easy access to program information and other resources and tools, including:

  • Program Guide Reference Sheet with Documentation Checklist
  • Dealer Guides with step-by-step instructions
  • Business Loan Guides and Forms
  • Automated clearinghouse (ACH) forms
  • Payoffs

To reach a Dealer Relationship Manager in your area, call your regional sales center listed below or email

Regional Sales CenterStatesPhone Number
Central Sales Center Alabama (North), Colorado, Georgia, Kentucky, Tennessee, Texas 800.631.6675
Florida Sales Center Alabama (South), Florida 877.983.8467
Mid-Atlantic Sales Center Delaware, Maryland, New Jersey, North Carolina, Pennsylvania, South Carolina, Virginia, West Virginia 800.821.7006
Midwest Sales Center Illinois, Michigan, Minnesota, North Dakota, South Dakota, Wisconsin 855.596.0371


This information is intended for SunTrust-approved automobile dealers and not for consumers. This is not an advertisement to consumers of available loan terms.

DealerTrack and RouteOne are the registered trademarks of their respective entities.

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

© 2015 SunTrust Banks, Inc.

Equal Housing SunTrust Bank is an Equal Housing Lender. Member FDIC.

Equal Housing Equal Housing Lender. SunTrust Mortgage, Inc.

SunTrust, SunTrust Mortgage, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Premier Program, AMC Pinnacle, AMC Premier, Access 3, Signature Advantage Brokerage, Custom Choice Loan and SunTrust SummitView are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners.

Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products, including investment advisory products and services, are provided by SunTrust Bank, member FDIC; securities, insurance (including annuities), and other investment products and services are provided by SunTrust Investment Services, Inc.; investment advisory products and services are offered by SunTrust Investment Services, Inc.; mortgage products and services are provided by SunTrust Mortgage, Inc.

SunTrust Mortgage, Inc. - NMLS #2915, 901 Semmes Avenue, Richmond, VA 23224, toll free 1-800-634-7928 CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee #MB-989, Department of Financial and Professional Regulation, 100 W. Randolph, Suite 900, Chicago, IL 60601, (312) 793-1490, MA: Mortgage Lender license #-ML-2915, NH: licensed by the New Hampshire Banking Department, NJ: Mortgage Banker License - New Jersey Department of Banking and Insurance, and RI: Rhode Island Licensed Lender.

"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products, and other investment services.

SunTrust Private Wealth Management, International Wealth Management, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by SunTrust Banks, Inc. and SunTrust Investment Services, Inc.

SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.