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SunTrust Cards with EMV Chip Technology

SunTrust now offers cards with EMV chip technology. The embedded chip provides you with greater international acceptance and extra levels of security against card fraud.

Chip cards are already in wide use around the world and have proven to help reduce fraud by making it more difficult to duplicate the card or make purchases without authorization.

Over the next several years, U.S. merchants will be upgrading their terminals to include acceptance of chip cards. In the meantime, SunTrust cards with chip technology will feature both a chip and a magnetic stripe. So, even if a merchant hasn't yet switched their terminals to chip technology, you will still be able to use your card by swiping and signing as usual.

For more information, see below for information on Enhanced Security and Acceptance.


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  • For details about Wire Transfers with SunTrust, call 1.800.947.3786 – options 1 & 4

    SunTrust Incoming wire instructions:

    • For Domestic incoming wire use Routing ABA: 061000104
    • For International incoming wire use SWIFT/BIC: SNTRUS3A
    • Beneficiary account number: SunTrust full account number
    • Beneficiary name: The name as it appears on the SunTrust account

    SunTrust Incoming wire instructions are also available by calling: 1.800.947.3786 – options 1 & 1