Confidently manage your account and potentially avoid fees by making sure your deposits are available before you make purchases. SunTrust makes every effort to make deposited funds available as quickly as possible. However, there are times when we may need to place a hold, which means that it may take a few extra days before the money you deposited is available for use.
We are committed to clear communication about deposited funds’ availability and hope the information and resources on this page help you manage your money and spending with less stress, so you can focus more on what matters most to you.
Use Online and Mobile Banking to easily view your deposits and, in case a hold is placed, when funds will be available. Click through the numbered sections below for more information about transactions.
A list of all your transactions. If you click on a transaction within your Online or Mobile Banking, a transaction detail screen will provide more information.
Click on your deposit transaction to view deposit details, including the deposit amount. Pending deposits will be updated with the amount once your deposit has been processed and is reflected in your available balance.
If a deposit is held, you will see "Pending Hold" or "Funds Held" in the transaction view. By clicking on one of these detail views, you will know how much of your deposited funds have been held. Remember, funds that are being held are not available for use.
We will show you the deposit from which funds are being held, the date that it was made, and the total amount of funds being held. The amount will update as funds become available, helping you to see when your funds can be spent.
Account Balance History
Access this screen to see how your transactions posted each night, for the past 90 days. You'll be able to see holds that were in place and how they impacted your balance. To access this screen, select "View Account Balance History" from the transaction view screen.
Find out what traps trustees should be looking out for during their meetings—and how they can avoid them.
Chief Market Strategist Keith Lerner revisits major themes for the year and shares updated portfolio positioning notes from the Investment Advisory Group.
The SunTrust Weekly Market Monitor provides a view of last week’s market events.
Chief Market Strategist Keith Lerner recently joined CNBC’s Squawk on the Street to discuss buying opportunities, leading and lagging sectors and our continued bullish outlook.
Chief Market Strategist Keith Lerner recently appeared on CNBC’s Squawk Alley to discuss our outlook for company earnings, the Fed and other key market factors.
Investment and Insurance Products:
Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value
© 2019 SunTrust Banks, Inc.
Equal Housing Lender. SunTrust Bank - NMLS #93471. Member FDIC.
SunTrust, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Premier Program, AMC Pinnacle, AMC Premier, Access 3, Signature Advantage Brokerage, Custom Choice Loan and SunTrust SummitView are trademarks of SunTrust Banks, Inc. All rights reserved. All other trademarks are the property of their respective owners.
Services provided by the following affiliates of SunTrust Banks, Inc.: Banking products and services are provided by SunTrust Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank, SunTrust Delaware Trust Company. Securities, brokerage accounts and insurance (including annuities) are offered by SunTrust Investment Services, Inc., a SEC registered broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by SunTrust Advisory Services, Inc., a SEC registered adviser. GFO Advisory Services, LLC is a SEC registered investment adviser that provides investment advisory services to a group of private investment funds and other non-investment advisory services to affiliates. Mortgage products and services are offered through SunTrust Mortgage, a tradename for SunTrust Bank, and loans are made by SunTrust Bank.
"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., a registered broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products; SunTrust Advisory Services, Inc., a SEC registered investment adviser which provides Investment Advisory services.
SunTrust Private Wealth Management, International Wealth Management, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups and GenSpring are marketing names used by SunTrust Bank, SunTrust Delaware Trust Company, SunTrust Investment Services, Inc., and SunTrust Advisory Services, Inc.
SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.