Funds Availability and Deposit Holds

Eliminate surprises by knowing when your deposits will be available.

Confidently manage your account and potentially avoid fees by making sure your deposits are available before you make purchases. SunTrust makes every effort to make deposited funds available as quickly as possible. However, there are times when we may need to place a hold, which means that it may take a few extra days before the money you deposited is available for use.

We are committed to clear communication about deposited funds’ availability and hope the information and resources on this page help you manage your money and spending with less stress, so you can focus more on what matters most to you.

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Helpful Information

Deposit Cut-Off Times

Want to know when your deposit will clear? We’ve made it easy to understand when your deposits will post.

Quick Guide to Holds

Get the scoop on deposit holds and more. Our quick guide covers the basics to help you understand holds and handle them with confidence.

Funds Availability Policy

This provides information regarding when deposited funds will be available to you for withdrawal and the payment of items from your account.

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Frequently Asked Questions

Frequently Asked Questions

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