High Cost Home Financing

Agency Plus Financing - High Cost Mortgage Loans

Your new home may be more affordable than you ever imagined. Gone are the days when borrowers had no choice but to take out a high cost home loan from two separate lenders to afford their dream homes. SunTrust Mortgage's Agency Plus Financing can help you pay for a home in high-cost areas - without draining your savings.

Agency Plus Loan Program

We can help you obtain financing for larger loan amounts and homeownership in high-cost areas.

Advantages of an Agency Plus Loan:

  • Loan amounts up to $726,525 for 1-unit properties in designated high-cost areas as defined by the U.S. Department of Housing and Urban Development (HUD)
  • Available for purchases, rate/term and cash-out refinances on primary residences, second/vacation homes and investment properties
  • Conventional Agency Plus mortgages available with fixed or adjustable interest rates
  • There's no penalty for prepaying your loan
  • Attractive interest rates

What you'll need to consider:

  • All loans are subject to credit approval
  • ARM programs have interest rates that may increase after closing

Call 877.907.1043, email us or find a loan officer serving your community to learn more about Agency Plus Loans


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