VA Loans

VA Loans

Your dedication to our country deserves recognition. VA fixed-rate loans and adjustable-rate mortgages1 (ARMs) with special financing features are available to eligible current or former members of the U.S. Armed Forces and their surviving spouses.

Advantages of VA loans:

  • You can choose 100 percent financing for the purchase of a 1-4 unit primary residence with no down payment (up to county loan limits)
  • The seller can pay most loan costs as part of the purchasing agreement up to 4% of the reasonable value of the property
  • You have the option to choose a fixed or adjustable1 interest rate
  • There is no penalty for prepaying your VA loan
  • No monthly mortgage insurance payments

What you'll need to consider2:

  • VA mortgage loan amount up to $1 million is available with equity and/or down payment, ask your loan officer for more details
  • Loans are available for purchases of primary residences only
  • There is a required funding fee which may be financed

Call 877.907.1043, email us or find a loan officer serving your community to learn more about VA loans

DISCLAIMERS

1 Adjustable Rate Mortgage (ARM) products have interest rates that may increase after consummation.

2 Visit www.benefits.va.gov/homeloans for basic service requirements. Applicants must also meet credit and income requirements.

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