You don’t need a degree in economics or in-depth knowledge of financial markets to invest. In fact, it’s the people who make the simplest plans and stick with them who often turn out to be the most successful investors. All you really need is a specific goal or two – like retirement or a new home – along with the discipline to invest even just a small amount each month towards that goal. This guide is designed to make the process of investing a little less intimidating – offering information, insights and resources to help you make more informed decisions.
There’s no such thing as a one-size-fits-all approach to investing. We all have different goals and time horizons, behaviors, biases and fears. So for those just getting started with investing, it’s important to understand these factors before you begin. To help you, we’ve divided this guide into four sections; each requiring only a few minutes to review:
In each section, we offer calculators, worksheets and clear action steps that will help you focus on the investment concepts that matter most, and get you on the road to investment success.
So much about investing is personal, that there are no universal answers to even the most common questions such as:
That’s why talking with an advisor can be so important. Call 877.962.9032 and get connected with a SunTrust Investment Service advisor (STIS) who can answer these and any other questions about investing.
The financial obligations associated with caring for an aging parent can often coincide with other priorities. Of course you want to help out when possible; just don’t jeopardize your own future.
Faced with the potential to live 30+ years in retirement, the traditional approach to retirement income may no longer make sense.
Big life changes can dramatically change how much money you’re able to save each month. Keep in mind these rules of thumb when life shakes things up.
Investing for your retirement over the long term takes a little knowledge and discipline. Though there can be no guarantee that any investment strategy will be successful—and all investing involves risk—there are ways to help yourself build your retirement cushion.
In 2014, Americans gave more than $358 billion to charity with nearly three-quarters of that amount coming directly from individuals. And while much of these donations come in the form of direct cash gifts, more and more individuals are turning to planned.
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