Investing in Mutual Funds

Mutual funds provide a fast-track to diversification.

Most investors simply don’t have the resources to invest in a sufficient number of individual stocks and bonds to properly diversify their portfolio. By pooling the money of many investors, a mutual fund is used to purchase hundreds of individual stocks, bonds or other securities through a single investment, with each investor receiving an ownership percentage of the underlying investments.

Why add mutual funds to your portfolio?

  • Affords you built-in investment diversification*
  • Provides access to targeted investment strategies to help address specific goals
  • Allows you to track broad market indices like the S&P 500®
Did You Know?

Some mutual funds, known as Target Date Funds1, automatically adjust their mix of stocks, bonds and cash over time, according to a pre-determined retirement date that the fund is designed to meet – essentially becoming more conservative as retirement nears.

Why build your mutual fund portfolio with SunTrust?

  • Work collaboratively with a knowledgeable advisor to select a mix of funds designed to achieve your investment goals with sufficient diversification
  • Get 24/7 access to your accounts, positions and balances
  • Gain access to market analysis and insights from SunTrust's Investment Advisory Group
  • Enjoy competitive pricing and fee transparency

Learn how our SunTrust SummitView goals-based planning approach can give you a clear view into all your stocks, bonds, retirement and savings accounts, allowing you and your advisor to better align your investments to your goals and objectives.


* Diversification does not ensure against loss and does not assure a profit.

Mutual Fund Values fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original cost.

Investors should consider the investment objectives, risks and charges and expenses of a mutual fund carefully before investing. A prospectus which contains this and other information can be obtained from your financial professional. Please read the prospectus carefully prior to investing. Past performance cannot guarantee future success. Diversification is no guarantee against loss. Mutual Fund values fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original cost.

1The target date in the name of the fund is the approximate date when an investor plans to start withdrawing money and the principal value of the funds is not guaranteed at any time, including the target date.


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