Take advantage of a lower interest rate with our no-fee unsecured debt consolidation loan from LightStream, our national online lending division. With a range of affordable fixed rates, you're likely to save on interest each month when you consolidate multiple payments into one. And since this loan is processed by LightStream, application is easy and it won't take long to find out if you've been approved. In many cases, you'll even have access to the funds that same day2.
|What can you use this loan for?||This loan can be used to combine multiple credit card and/or other high-interest payments into one easy payment.|
|Loan Amount||$5,000 to $100,000|
|Interest Rate||As low as 2 APR with AutoPay|
|Loan Term (months)||24 to 84 months*|
|How to Apply||Complete online process: application to funding|
|Access to Funds||Same day funding available2|
|Unsecured vs. Secured||Unsecured. No assets used as collateral.|
|What can you use this loan for?|
|This loan can be used to combine multiple credit card and/or other high-interest payments into one easy payment.|
|$5,000 to $100,000|
|As low as 2 APR with AutoPay|
|Loan Term (months)|
|24 to 84 months*|
|How to Apply|
|Complete online process: application to funding|
|Access to Funds|
|Same day funding available2|
|Unsecured vs. Secured|
|Unsecured. No assets used as collateral.|
You will receive a response shortly (during business hours).
Accept Loan Agreement
Once approved, e-sign your loan agreement and set up your loan for funding.
Receive your funds as early as today2.
1 Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. If your application is approved, your credit profile will determine whether your loan will be unsecured or secured. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
* Payment example: Monthly payments for a $10,000 loan at 5.49% APR with a term of 3 years would result in 36 monthly payments of $301.91.
2 You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
3 We are so confident in the competitiveness of our interest rates that we will beat an interest rate (APR) presented by any other lender by .10 percentage points, if the other lender's rate meets the terms and conditions described below:
These terms and conditions are subject to change at any time.
4 After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan. We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.
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