CD Secured Loan

SunTrust and BB&T are now Truist

Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Learn More

Savings solutions that double as secured personal loan options.

Have a SunTrust certificate of deposit (CD)? Instead of taking out a traditional loan or line of credit to consolidate debt, make home improvements or pay tuition, you could borrow money against your already-established account with a secured personal loan at SunTrust. With a CD-secured loan, you can leverage your CD without having to withdraw funds from your account or pay any early withdrawal penalties.

  • Conditional approval within hours of submitting an application1
  • A fixed monthly payment amount based on the interest rate and the term of the loan
  • 24-hour account access online or by calling 800.SUNTRUST

Apply in 4 easy steps

  • Apply in a SunTrust Branch or Call 800.279.4824

    Apply in less than 15 minutes.

  • Preliminary Loan Decision

    If approved, a SunTrust representative will contact you within 24 hours to discuss the details and documents required.

  • Loan Processing

    SunTrust reviews your submitted documents, and will contact you with any additional questions.

  • Final Decision & Loan Closing

    Review the final approved terms and schedule a convenient time and day to sign the loan documents in a branch.

Important Information About These Products

Subject to credit approval, eligibility and credit qualifications.

1 Preliminary line and loan decisions are usually made within 24 hours on applications received during normal business hours.

Monthly payments for a $15,000 loan at 5.50% APR with a term of 5 years would result in 60 monthly payments of $286.52.


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