Have a SunTrust certificate of deposit (CD)? Instead of taking out a traditional loan or line of credit to consolidate debt, make home improvements or pay tuition, you could borrow money against your already-established account with a secured personal loan at SunTrust. With a CD-secured loan, you can leverage your CD without having to withdraw funds from your account or pay any early withdrawal penalties.
|What can you use this loan for?||Cover a variety of expenses like home improvements, college tuition or consolidating higher rate balances.|
|Interest Rate||Fixed interest rate based on the term of the loan|
|Loan Term||Term is up to 60 months or the remaining CD term2|
|How to Apply||Apply in a SunTrust branch or call 800.279.4824|
|Unsecured vs. Secured||Secured, by a SunTrust CD account|
|What can you use this loan for?|
|Cover a variety of expenses like home improvements, college tuition or consolidating higher rate balances.|
|Fixed interest rate based on the term of the loan|
|Term is up to 60 months or the remaining CD term2|
|How to Apply|
|Apply in a SunTrust branch or call 800.279.4824|
|Unsecured vs. Secured|
|Secured, by a SunTrust CD account|
Apply in a SunTrust Branch or Call 800.279.4824
Apply in less than 15 minutes.
Preliminary Loan Decision
If approved, a SunTrust representative will contact you within 24 hours to discuss the details and documents required.
SunTrust reviews your submitted documents, and will contact you with any additional questions.
Final Decision & Loan Closing
Review the final approved terms and schedule a convenient time and day to sign the loan documents in a branch.
Important Information About These Products
Subject to credit approval, eligibility and credit qualifications.
1 Preliminary line and loan decisions are usually made within 24 hours on applications received during normal business hours.
2 Monthly payments for a $15,000 loan at 5.50% APR with a term of 5 years would result in 60 monthly payments of $286.52.
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Investment and Insurance Products:
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Services provided by the following affiliates of SunTrust Banks, Inc.: Banking products and services are provided by SunTrust Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank, SunTrust Delaware Trust Company. Securities, brokerage accounts and insurance (including annuities) are offered by SunTrust Investment Services, Inc., a SEC registered broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by SunTrust Advisory Services, Inc., a SEC registered adviser. GFO Advisory Services, LLC is a SEC registered investment adviser that provides investment advisory services to a group of private investment funds and other non-investment advisory services to affiliates. Mortgage products and services are offered through SunTrust Mortgage, a tradename for SunTrust Bank, and loans are made by SunTrust Bank.
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