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Savings solutions that double as secured personal loan options.

Have a SunTrust certificate of deposit (CD) or savings account? Instead of taking out a traditional loan or line of credit to consolidate debt, make home improvements or pay tuition, you could borrow money against your already-established savings account with a secured personal loan at SunTrust.

  • Conditional approval within hours of submitting an application1
  • A fixed monthly payment amount based on the interest rate and the term of the loan
  • 24-hour account access online or by calling 800.SUNTRUST
  • What can you use this loan for?
  • Interest Rate
  • Loan Term
  • How to Apply
  • Unsecured vs. Secured
  • Cover a variety of expenses like home improvements, college tuition or consolidating higher rate balances.
  • Fixed interest rate based on the term of the loan
  • Term is up to 60 months or the remaining CD term
  • Apply in a SunTrust branch or call 800.279.4824
  • Secured, by a SunTrust CD or Savings account

Apply in 4 easy steps

  • Step 1

    Apply in a SunTrust Branch or Call 800.279.4824

    Apply in less than 15 minutes.

  • Step 2

    Preliminary Loan Decision

    If approved, a SunTrust representative will contact you within 24 hours to discuss the details and documents required.

  • Step 3

    Loan Processing

    SunTrust reviews your submitted documents, and will contact you with any additional questions.

  • Step 4

    Final Decision & Loan Closing

    Review the final approved terms and schedule a convenient time and day to sign the loan documents in a branch.

  • To apply, visit a local SunTrust branch or call 800.279.4824

Important Information About These Products

1 Preliminary line and loan decisions are usually made within 24 hours on applications received during normal business hours.

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