Designed to help offset personal expenses while you are beginning your medical or dental career.
Credit lines provide added flexibility to help new physicians or dentists cover a wide range of personal expenses.
Important Information About These Products
1 Residents, 4th year medical students who have received their residency match, and Fellows — Up to $50,000. Physicians and Dentists in Practice — Up to $100,000.
2 The maximum loan amount available in Illinois is $40,000. The minimum loan amount available in Massachusetts is $6,001. The minimum loan amount available in Wisconsin is $25,001. The minimum loan amount available in Oklahoma is $5,201.
3 Fixed Rates — In-Training: 9.99% to 15.95% APR, In-Practice: 7.99% to 12.99% APR.
4 For example, on a $25,000 loan with fixed 7.99% APR and a 10-year term, your 24 monthly interest-only payments would be $166.00, followed by 96 monthly installments of $353.00.
5 Prime Rate is The Wall Street Journal Prime Rate, which was 4.75% Annual Percentage Rate (APR) as of 10/31/19. The APR is variable, indexed to The Wall Street Journal Prime Rate plus a margin, and is subject to increase or decrease as the index increases or decreases.
6 For example, on a $25,000 draw with a variable 8.75% APR on a 4-year line of credit, your monthly interest-only payment would be $182.00 until the line matures. The full principal amount, as well as any unpaid, accrued interest, is due at the maturity date stated in the credit agreement.
SunTrust will never send unsolicited emails asking you to provide, update or verify personal or account information, such as passwords, Social Security numbers, PINS, credit or Debit Card numbers, or other confidential information.
Subject to standard credit approval. If you are self-employed, on commission, or a substantial portion of your income is from a source other than salary, you may need to provide us a copy of your last two years' Federal tax returns. Exclusions and limitations apply. Rates and/or program subject to change without notice.
Relationship pricing and ACH discounts are not available on loans or lines of credit offered through SunTrust's Physician Lending group.
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Investment and Insurance Products:
Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value
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