2 AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher.
You can finance practically anything with LightStream, our national online lending division. LightStream offers unsecured, fixed-rate loans from $5,000 to $100,000. Want to finance a wedding? Adoption or fertility treatments? A horse or a trailer for your horse? Whatever your dream is, we can help you achieve it.
When you need to spruce up a room or make a splash in the backyard, LightStream loans can get you funded fast. You’re just a few steps away from a renovation, or a summer stay-cation.
Important Information About These Products
1 After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan. We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.
2 Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. If your application is approved, your credit profile will determine whether your loan will be unsecured or secured. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
3 We are so confident in the competitiveness of our interest rates that we will beat an interest rate (APR) presented by any other lender by .10 percentage points, if the other lender's rate meets the terms and conditions described below:
These terms and conditions are subject to change at any time.
4 You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
Applying for a loan? Here are five things you need to know before visiting your banker.
Opening a personal line of credit is a great way to ensure you have extra money when you need it. Make sure you know how it works—and whether you’re already a good candidate.
With a home equity line of credit (HELOC), you can borrow money against the available equity in your home to pay for large expenses. Use this calculator to get an idea of how much credit you could qualify for.
Credit and debit cards may look nearly identical—and do a lot of the same things—but understanding their differences can help you spend smarter and save money.
Not only does your credit score determine if a lender will let you borrow money, but also the amount, terms and flexibility the lender will offer you.
Investment and Insurance Products:
Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value
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