Unsecured Loans

2 AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher.

LightStream loans for practically anything.

You can finance practically anything with LightStream, our national online lending division. LightStream offers unsecured, fixed-rate loans from $5,000 to $100,000. Want to finance a wedding? Adoption or fertility treatments? A horse or a trailer for your horse? Whatever your dream is, we can help you achieve it.

  • We will beat any qualifying rate from another lender3
  • No fees
  • Same-day funding available4
  • We guarantee your loan experience or $100 is yours1
Kitchen, Pool and Bath Improvements

When you need to spruce up a room or make a splash in the backyard, LightStream loans can get you funded fast. You’re just a few steps away from a renovation, or a summer stay-cation.

Credit Card Consolidation

Gain confidence in your finances by consolidating higher interest debt at a lower rate.

Medical, IVF and Adoption Financing

Whether you dream of building a family or are planning an elective medical treatment, a LightStream loan can help you make it possible.

Auto Loans

Whether you're buying, refinancing or looking to turn your lease into a loan, you can get what you need with a LightStream loan.

Airplane, RV and Boat Loans

You've dreamed about getting that plane, boat or RV for years. Get away from it all in style with a LightStream loan.

Other Unsecured Loans

Your good credit can help you finance practically anything you can think of, with competitive rates and funds as soon as today4.

Important Information About These Products

1 After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan. We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.

2 Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Rate is quoted with AutoPay discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

3 LightStream will offer a rate .10 percentage points lower than the rate offered by a competing lender subject to satisfactory evidence being provided that you were actually approved for a lower rate with another lender for the same loan terms offered by LightStream by no later than 2 p.m. Eastern time one business day prior to loan funding. The Rate Beat program excludes secured or collateralized loan offers from any lender and the competitive offer must be generally available to any customer with a similar credit profile. Terms are subject to change at any time.

4 You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

Loans Resource Center