Unsecured RV Loans

The hardest part is deciding where you’ll go first.

When you choose an RV loan from LightStream, our online lending division, you’ll enjoy a loan process that’s as enjoyable and laid back as a cross-country cruise in your new RV. LightStream always has competitive rates, and the online loan application takes minutes to complete. You’ll receive a response shortly, after your application is complete. So if you have good to excellent credit, you’ll soon be ready to roll.

  • We will beat any qualifying rate3
  • We guarantee that your LightStream loan experience with us will be your best ever, or $100 is yours4
  • Same-day funding available2
  • No fees

“Let me say Thank You, Thank You, for the most hassle free loan I have ever had. The approval and funding service was incredible. The interest rate for a personal loan is 2nd to none. It was very easy to get set up and set to pay back this loan will save over $5,000.00 when I pay off my existing travel trailer loan set at 9.5% versus the loan you gave me... Again thank you so. ”


—L.L. from Stuart, VA

Apply in 3 easy steps

  • Apply Online

    You will receive a response shortly (during business hours).

  • Accept Loan Agreement

    Once approved, e-sign your loan agreement and set up your loan for funding.

  • That's it! Use your loan

    Receive your funds as early as today2.

Important Information About These Products

1 Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Rate is quoted with AutoPay discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

* Payment example: Monthly payments for a $10,000 loan at 5.00% APR with a term of three years would result in 36 monthly payments of $299.71.

2 You can fund your loan today if today is a banking business day, your application is approved and you complete the following steps by 2:30 p.m. Eastern Time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

3 LightStream will offer a rate .10 percentage points lower than the rate offered by a competing lender subject to satisfactory evidence being provided that you were actually approved for a lower rate with another lender for the same loan terms offered by LightStream by no later than 2 p.m. Eastern time one business day prior to loan funding. The Rate Beat program excludes secured or collateralized loan offers from any lender and the competitive offer must be generally available to any customer with a similar credit profile. Terms are subject to change at any time.

4 After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan. We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.

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