The SunTrust student loan application is online and can be completed in as little as 15 minutes. If you're already set to go, you can compare loans and apply now >
Otherwise, in the following sections, you'll find the information you need to get started.
Before you apply, please have the following information ready
* This is the amount of grants, scholarships, work study and federal student loans (Direct Loan, Parent PLUS, Grad PLUS, Perkins, etc.) a family receives to fund a student's education for one academic year.
The following is approved documentation that may be requested as part of the loan application process. This documentation can be uploaded online or submitted by fax or mail. If any documentation is needed, they will be requested during the loan application process.
Here are the types of documentation that may be requested:
In order to validate information obtained during the loan approval process, a copy of one or more identification documents may be required:
Permanent residents must provide verification of residency and immigration status. All permanent residents must provide a copy of the most current Resident Alien Card, FORM I-551 (i.e. Green Card) showing permanent resident alien status of the United States or other United States Citizenship and Immigration Services (USCIS) documentation demonstrating the legal right to reside in the U.S. permanently.
Acceptable forms for permanent resident aliens include:
International students can apply for the Union Federal Private Student Loan but must apply with a cosigner who is a U.S. Citizen or permanent resident. During the application process, international students will be required to provide the following:
When applying for a SunTrust student loan, proof of income may be required. The type of income documentation required varies depending on the type of income. The following are some accepted documents that can be used for proof of income.
Wage and pension income verification documents
One of the following:
Other income verification documents
Only required when applicants choose to list this type of income within the loan application.
Miscellaneous income sources
Interest and dividends, notes receivable, installment sales and land contracts, trust, rental, capital gains, income from a foreign source.
Alimony, child support, or separate maintenance payments
For applicants who wish to have this considered for the loan application.
GI Bill income
Disability, worker's compensation benefits and public assistance (AFDC/TANF)
Applicant Self-Certification Form
A form required by the U.S. Department of Education and federal regulation. Students must sign and submit this form prior to receiving a private student loan. Information required on the form includes student's cost of attendance and estimated financial assistance. This form may also be referred to as a Borrower Self-Certification Form.
Payoff Documentation (only required for students opting to refinance student loans)
Applicants who request to refinance existing private student loans into their SunTrust private student loan will be required to provide a payoff statement as supporting documentation for each loan they are paying off; learn more about the In-School Refinance Option.
Important Information About These Products
Before applying for a private student loan, SunTrust recommends comparing all financial aid alternatives including grants, scholarships, and both federal and private student loans. View and compare the available features of SunTrust private student loans.
Union Federal is a federally registered trademark of Cognition Financial Corporation. Start Student Loan is a trademark of Cognition Financial Corporation. Both are used by SunTrust Bank under license. SunTrust Bank is the lender of these private student loans and they are not offered in connection with any other lender or the federal government. Cognition Financial Corporation is not an affiliate of SunTrust Bank.
Certain restrictions and limitations may apply. SunTrust Bank reserves the right to change or discontinue these programs without notice. These loan programs are subject to approval under the SunTrust credit policy and other criteria and may not be available in certain jurisdictions.
SunTrust explains how you can save money on college by making the most of financial aid.
Graduating with student loan debt? Here are some tips to help you manage the process.
It's crucial to discuss personal finance with college-bound kids.
This tool helps you to budget for living expenses for one year of college.
Determine the future cost of tuition based on the inflation rate you input.
For more details about Wire Transfers with SunTrust, call 800.947.3786.
SunTrust incoming wire instructions:
SunTrust incoming wire instructions are also available by calling 800.947.3786 - option 1
Investment and Insurance Products:
Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value
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