You've defended your country. Now own your piece of it.

You've defended your country. Now own your piece of it.

Get the know-how you need to confidently buy a home with a VA mortgage loan.

Buying a home with a VA loan1 raises all kinds of questions. Am I eligible? How is the process different? Is it a smart time to buy? Is there more paperwork? It can feel intimidating to anyone.

At SunTrust Mortgage, we have the expertise to help guide you through the process, and the experience to ensure you're getting a loan that makes sense for you and your family.

Start by exploring your options below.


Confidence Starts with a Conversation.


Call Us Today: 888-891-4107

Monday thru Thursday: 8am to 8pm ET
Friday: 8am to 6pm ET
Saturday: 9am to 1pm ET



You’ve earned the benefits of buying a home with a VA loan through SunTrust Mortgage.

  • No down payment3, no minimum reserves and no minimum borrower contributions allow you to overcome savings-related obstacles
  • No private mortgage insurance helps keep monthly payments more manageable
  • Gift funds allowed for 100% of closing costs4


Honoring Your Service

SunTrust has long been a supporter of military service members, and our commitment is evident through our ongoing actions.

Homes for Heroes
We donate homes in partnership with the Military Warriors Support Foundation.

Hiring Heroes
We provide meaningful employment to military veterans, transitioning service members and military spouses. Learn More >

Veterans Teammate Network
More than 700 SunTrust teammates advocate for veterans in local communities by promoting financial literacy and providing guidance for veteran-owned small businesses.

Refinancing is better with the benefits of the Veterans Interest Rate Reduction Refinance Loan (VA IRRRL)5 through SunTrust Mortgage.

  • Refinance up to 100% of your existing loan6
  • Streamlined application
  • No home appraisal required
  • No income or asset verification required in many cases7


Honoring Your Service

SunTrust has long been a supporter of military service members, and our commitment is evident through our ongoing actions.

Homes for Heroes
We donate homes in partnership with the Military Warriors Support Foundation.

Hiring Heroes
We provide meaningful employment to military veterans, transitioning service members and military spouses. Learn More >

Veterans Teammate Network
More than 700 SunTrust teammates advocate for veterans in local communities by promoting financial literacy and providing guidance for veteran-owned small businesses.

The key to confidence in your VA loan is understanding. That's why you'll have a dedicated team from SunTrust Mortgage to help you through the home financing process.

  • Our VA mortgage experts make the process easy and efficient, including securing the Certificate of Eligibility
  • Competitive VA loan rates and flexible financing solutions
  • Options with little or no down payment3
  • Long-term commitment to military service members


Honoring Your Service

SunTrust has long been a supporter of military service members, and our commitment is evident through our ongoing actions.

Homes for Heroes
We donate homes in partnership with the Military Warriors Support Foundation.

Hiring Heroes
We provide meaningful employment to military veterans, transitioning service members and military spouses. Learn More >

Veterans Teammate Network
More than 700 SunTrust teammates advocate for veterans in local communities by promoting financial literacy and providing guidance for veteran-owned small businesses.

Our team of experts is ready to serve you.

Talk to us: 888-891-4107   |   Get Pre-approved    |   Find A Local Loan Officer  

1 Visit www.benefits.va.gov/homeloans for basic service requirements. Applicants must also meet credit and income requirements.

2 Pre-approval based on non–verified information and is not a commitment to make you a loan by SunTrust Mortgage. Loan approval will be subject to, but not necessarily limited to, verification of all income, asset and liability information provided by you, satisfactory property appraisal, compliance with SunTrust Mortgage loan program guidelines and all required closing conditions such as survey and title examination.

3 No down payment on loan amounts less than or equal to $510,400 (higher when allowed by county loan limits) for purchase, if the veteran has full entitlement. Borrowers should note that 100% mortgage financing will result in no property equity until the loan principal is paid down through regular mortgage payments and/or the property value appreciates. Additionally, if property values decline, you could owe more than your property's value.

4 Gifts are allowed from approved sources. Ask your Loan Officer for details.

5 VA IRRRL: Maximum loan limits apply. Contact your Loan Officer for details.

6 Borrowers should note that 100% mortgage financing will result in no property equity until such time as the loan principal is paid down through regular mortgage payments and/or the property value appreciates. Additionally, if property values decline, you could owe more than your property’s value. A down payment may be required if the property is located in a declining market.

7 Income or asset verification may be required in some cases. Income and asset verification are needed in the following states: Colorado, Connecticut, District of Columbia, Illinois, Massachusetts, Minnesota and Nevada.

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