What are my new options? How will I know which one is right for me?

We're excited to be able to provide our clients choices. Our new banking options will allow you to bank the way you want to bank, based on your routines and preferences. Choose the plan that works best for your lifestyle.

Account Type:

Everyday CheckingSM

Basic banking made easy.

Solid Choice BankingSM

More convenient,

cost-saving features.

Signature Advantage BankingSM

A premium wealth-

management solution.

Designed for people who:

  • Want a basic checking account with a low monthly balance requirement or monthly maintenance fee
  • Do much of their banking at ATMs, online and via mobile
  • Enjoy unlimited check writing
  • Want an interest-bearing account
  • Want the option to use non-SunTrust ATMs occasionally
  • Enjoy the flexibility of paying with a check card
  • Want benefits like traveler's checks or cashier's checks
  • May have additional deposits, investments and loans with SunTrust
  • Maintain higher balances
  • Need a banking solution that works as part of their financial plan
  • Desire top-tier services like unlimited use of non-SunTrust ATMs

Find your ideal banking option with the Bank Your Way Snapshot.

For more personalized recommendations, SunTrust clients with accounts listed below should log into Online Banking and click the Bank Your Way Snapshot link.

What is changing? Will these changes affect me?

We're updating our checking account selection and discontinuing certain account types in November 2011, as detailed below.

SunTrust Checking Accounts

SunTrust at Work Checking Accounts

We invite all of our clients to choose the new banking option that works best for them. If no selection is made, the following accounts will become Everyday Checking on November 10:

  • Free Checking
  • Convenience Checking
  • Value Checking

There will also be some important fee and balance requirement changes to Solid Choice Banking.

VIEW NEW CHECKING OPTIONS

Our SunTrust at Work clients also have the opportunity to choose their best new banking option. If no selection is made, the following accounts will become SunTrust at Work Everyday Checking on November 10:

  • SunTrust at Work Free Checking
  • SunTrust at Work Smart Solution Checking
  • SunTrust at Work Preferred Checking

There will also be some important fee and balance requirement changes to SunTrust at Work Solid Choice Banking.

VIEW NEW SUNTRUST AT WORK OPTIONS

How can I qualify for waiver of a monthly maintenance fee?

You can avoid monthly maintenance fees by meeting certain criteria, which vary according to the type of checking account you choose. Criteria may include maintaining a minimum daily checking account balance, your other SunTrust account balances, and whether you've set up Direct Deposit. For more information, please refer to the "See Account Details" chart above.

Find account recommendations based on your input about banking preferences with the Bank Your Way Snapshot.

How do I make my choice and when do I need to make it?

Nov 10

Now Until November 10th

You can choose a new checking account at any time between now and November 10, 2011. To discuss your options with a SunTrust specialist or make the switch now, call us at 877.892.9749 or visit any local SunTrust branch.

Nov 10

As of November 10th

On November 10, 2011, all the following account types will become Everyday Checking accounts unless you have made an alternative account selection:

  • Free Checking
  • Value Checking
  • Convenience Checking

At this time, there will also be some important fee and balance requirement changes to Solid Choice Banking. See details.

 

The following SunTrust at Work Checking accounts will become SunTrust at Work Everyday Checking unless an alternative selection has been made:

  • SunTrust at Work Free Checking
  • SunTrust at Work Preferred Checking
  • SunTrust at Work Smart Solution Checking

At this time, there will also be some important fee and balance requirement changes to SunTrust at Work Solid Choice Banking.
See details.

Ready to start banking the way you want? Call 877.892.9749 or find a branch near you.

Find out which new banking option is right for you with the Bank Your Way Snapshot.

SunTrust clients can log in to Online Banking and click the Bank Your Way Snapshot link for more personalized recommendations.

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SunTrust at Work Accounts

On November 10, 2011, the following types of SunTrust at Work accounts will all become SunTrust at Work Everyday Checking accounts: SunTrust at Work Free Checking, SunTrust at Work Preferred Checking, and SunTrust at Work Smart Solution Checking. If you have SunTrust at Work Solid Choice, please see below for important account changes that will take effect at that time. Compare accounts below to see which one is the right fit for you.

Account Type:

SunTrust at Work

Everyday CheckingSM

SunTrust at Work

Solid Choice BankingSM

Designed for people who:

  • Want a basic checking account with a low monthly balance requirement or monthly maintenance fee
  • Do much of their banking at ATMs, online and via mobile
  • Enjoy unlimited check writing
  • Want an interest-bearing account
  • Want the option to use non-SunTrust ATMs occasionally
  • Enjoy the flexibility of paying with a check card
  • Want benefits like traveler's checks and cashier's checks

Monthly Maintenance Fee

$7 or waived when requirements are met

$17 or waived when requirements are met

How to Waive the Monthly Maintenance Fee

$500 minimum daily collected balance OR Sign up for Direct Deposit*

$3,000 minimum collected daily balance WITH Direct Deposit OR $5,000 minimum daily collected balance OR $10,000 total deposits (linked checking, savings, money markets, CDs and IRAs) OR SunTrust first mortgage with SurePaySM

Check Card

Unlimited check card purchases for a $5 monthly fee**

Unlimited

Non-Sufficient Funds (NSF) Items Waived

1st item discount1

1/rolling 12 months

Pays interest

No

Included

SunTrust Fee Waivers for Use of Non-SunTrust ATMs²

Not included

4 per statement cycle

Refunds for ATM Fees Charged by Other Institutions

Not included

Up to $10 max/ statement cycle

Additional features:

  • Unlimited check writing
  • Statement Options: Online or paper
  • Safe Deposit Box discount3
  • Cashier's checks, money orders and traveler's checks
  • Interest rate reductions on consumer installment loans and lines of credit4
  • Savings on mortgage loans5
  • Optional Overdraft Protection

Find your ideal banking option with the Bank Your Way Snapshot.

SunTrust clients may be able to get a more personalized recommendation by logging into Online Banking and clicking the Bank Your Way Snapshot link.