Motorcycle loans, motorcycle loan rates

Motorcycle Loans

Rates as low as
3.89%1 APR with AutoPay

Ready to hit the open road? When you have good to excellent credit, you can finance the motorcycle you want, at a great rate, with the unsecured motorcycle loan from LightStream.

  • Buy any make, model, or year from any buyer.
  • Loan amounts from $5,000 to $100,000
  • Get your money as soon as today.2
  • Experience your best loan process ever, backed by our $100 guarantee.3

"First off, you guys are awesome. I just purchased a new Harley Davidson motorcycle and I had been going back and forth between paying for it outright and financing it. I didn't really want to hassle with financing, but I didn't really want to pay cash either. You guys made everything so simple and easy and provided great rates, too. It made the decision for me. Feel free to quote me on that. Thanks again for your help."

- L.A. from Montgomery, Texas

Current Annual Percentage Rates (APR)

Loan Term (months)4

Loan Amount24-3637-4849-6061-7273-84
$5,000 to $9,999 5.79% - 7.79% 6.74% - 8.74% 6.94% - 8.94% N/A N/A
$10,000 to $24,999 4.29% - 6.29% 5.24% - 7.24% 5.44% - 7.44% 5.84% - 7.84% N/A
$25,000 to $49,999 4.29% - 6.29% 5.24% - 7.24% 5.44% - 7.44% 5.84% - 7.84% 6.34% - 8.34%
$50,000 to $100,000 3.89% - 6.19% 5.14% - 7.14% 5.34% - 7.34% 5.74% - 7.74% 6.24% - 8.24%

Loan Terms:

  • Fixed rate, simple interest installment loans, no fees or prepayment penalties
  • Loan proceeds may not be used to refinance any existing loan with LightStream
  • Florida loans subject to Documentary Stamp Tax. The tax amount is not included in the quoted APR
  • Rates quoted with AutoPay option. Invoicing option is 0.50 points higher

1Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

2You can fund your loan today if today is a banking business day, your application is
approved, and you complete the following steps by 2:30 p.m. Eastern Time (11:30
a.m. Pacific Time): (1) review and electronically sign your loan agreement; (2) provide
us with your funding preferences and relevant banking information; and (3) complete
the final verification process.

3After receiving your loan from us, and within 30 days, if you are not completely
satisfied with your experience, please contact us and we will email you a
questionnaire so we can improve our services. When we receive your completed
questionnaire, we will send you $100. Limited to one $100 payment per funded loan.
SunTrust and LightStream employees are not eligible for the Loan Experience

4Payment Example: Monthly payments for $10,000 loan at 3.99% APR with a term of
3 years would result in 36 monthly payments of $295.20.

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

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