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Be rewarded for your financial growth.

As you grow your banking relationship with SunTrust, your benefits grow, too. Enjoy our standard checking account features along with rewarding Select Checking1 benefits, plus multiple ways to avoid the monthly maintenance fee.


Discover multiple ways to avoid the $15 monthly maintenance fee.

or more in total qualifying monthly Direct Deposits2 OR

Maintain a$2,000
minimum daily Select Checking balance OR

total combined relationship balances linked across deposits, investments, mortgages and loans3 OR

SunTrust First Mortgage with SurePaySM4 OR

Linked Small Business account5

Take advantage of these exclusive Select Checking features:

  • Up to three Essential Checking accounts with the monthly maintenance fees waived6
  • No fee for two non-SunTrust ATM transactions per statement cycle7
  • Earn interest on checking balances
  • Starter pack of 100 checks or 50% off 1st check order (any style checks)
  • $25 Annual discount on any size Safe Deposit Box
  • No fee standard Popmoney person-to-person electronic payments (no-fee on standard three day delivery, $1 fee for next day delivery)

Plus, enjoy great account features that help give you more control:

For more information, please see the Account Overview Guide and Fee Schedule.


1 Select Checking: Minimum opening deposit is $100. The Interest Tier earned is based on the following ledger balance tiers: Tier 1- $2,499.99 or less; Tier 2- $2,500 to $9,999.99; Tier 3- $10,000 to $24,999.99; Tier 4- $25,000 or more. For Select Checking, the Annual Percentage Yield (APY) is currently 0.01% for Tiers 1-4 and the minimum account balance to obtain APY is $0.01. Interest is calculated and compounded daily on the collected balance and credited to your account monthly. To the extent required by law, SunTrust Bank will report interest earned to the Internal Revenue Service. The Annual Percentage Yields are accurate as of 7/29/2016. Fees may reduce your earnings. See fee information in the Fee Schedule.

2 A qualifying Direct Deposit is an electronic credit to your account of your salary, pension, Social Security or other regular monthly income totaling $2,000 or more deposited to your account during the prior month by your employer or an outside agency. Transfers from one account to another or deposits made at a banking location or ATM do not qualify as a Direct Deposit. Any maintenance fees will be assessed on the following month's statement.

3 Total Relationship Balance: The sum of balances in the Select Checking account PLUS statement linked SunTrust deposit accounts (savings, checking, money market, or CDs), IRA or Brokerage accounts introduced through SunTrust Investment Services, Inc. (excludes annuities), SunTrust consumer installment loans and lines of credit, including credit card or SunTrust Mortgages.

SunTrust First Mortgage with SurePaySM: Purchase first mortgage loans financed through SunTrust Mortgage, Inc. with payment automatically deducted from this account using SurePaySM. SurePaySM is a monthly electronic debit via ACH of SunTrust Mortgage loan payment from this account. Sufficient funds must be in the client’s bank account at time of automatic debit.

5 Linked Small Business accounts include Total Business Checking and Business Advantage Plus only.

6 Additional Essential Checking accounts available with no Monthly Maintenance Fee when linked to Select Checking.

7 No fee for two non-SunTrust ATM transactions per statement cycle. Refer to Personal Deposit Accounts Fee Schedule for additional information.

8 No fees for SunTrust ATM use. Fees apply for ATM-printed statements or mini-statements.

9 SunTrust does not charge a fee for the use of SunTrust Online Banking with Bill Pay. However, fees may apply for certain transactions like expedited payments and transfers to non-SunTrust accounts.

10 Mobile Banking: SunTrust does not charge a fee for the use of SunTrust Mobile Banking or Tablet Banking. If you do not already have a data plan with your wireless service provider, normal data rates will apply.

11 Mobile Deposit: SunTrust Mobile Deposit is available for iPhone and Android Mobile Apps and iPad App - only for use in the United States and its territories.

12 Zero Liability protection does not apply to ATM transactions or to PIN transactions not processed by MasterCard, or certain commercial card transactions. You must notify us promptly of any unauthorized use.

©2016 MasterCard. MasterCard and the MasterCard Brand Marks are registered trademarks of MasterCard International Incorporated.

Get a 10% cash back bonus

with the SunTrust Cash Rewards Credit Card.

A rewarding way to save.

Select Savings is an easy way to earn while you save, with an annual bonus to help you reach your goals.

Online Banking puts you in control.

Pay bills, initiate transfers, check balances and more, in one place, with one password.

Resource Center

  • For more details about Wire Transfers with SunTrust, call 1.800.947.3786 - options 1 & 4

    SunTrust Incoming wire instructions:

    • For Domestic incoming wire use Routing ABA: 061000104
    • For International incoming wire use SWIFT/BIC: SNTRUS3A
    • Beneficiary account number: SunTrust full account number
    • Beneficiary name: The name as it appears on the SunTrust account

    SunTrust Incoming wire instructions are also available by calling 1.800.947.3786 - options 1 & 1