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No more scrambling for your wallet.

From quick checkouts to added security, Apple Pay is an innovative and secure way to make in-store and in-app payments with your enabled Apple devices. Connect it to your SunTrust debit or credit card, and you’ll still get all the features and benefits you already enjoy.

Over 220,000 merchants accept Apple Pay. See all of the stores and apps that accept Apple Pay.

Apple Pay setup is easy:

  • Apple Pay Step 1

    On your device, open Wallet

  • Apple Pay Step 2

    Use the iSight® camera to capture an image of your SunTrust card, or type your card information in manually

  • Apple Pay Step 3

    You're done!

Built for security.

Apple does not use or store your card number. After you have set up Apple Pay on your Apple device, a unique Device Account Number is assigned. Your card number is never shared with merchants or transmitted with payment.

Your account security and privacy is our top priority. See what we are doing to protect you.

Frequently Asked Questions

Apple Pay Frequently Asked Questions

What is Apple Pay?

Apple Pay is a contactless payment feature accessed through your iPhone® and iPhone 6 Plus that allows merchants to receive payments. You can also use your iPad Air™ and iPad Mini™ 3 to pay within certain applications.

How does Apple Pay work?

Apply Pay creates an electronic version of your credit and debit cards, assigning device account numbers, for added security. You are able to use Apple Pay at participating merchants who accept Apple Pay.

Is Apple Pay secure?

Yes. When you use Apple Pay, your SunTrust card number isn't stored on your phone or given to the merchant. A unique digital code is created specifically for your device. You still enjoy all the benefits of your SunTrust credit or debit card, which includes our Zero Liability policy that protects you from unauthorized purchases.

Is there a cost associated with Apple Pay?

There is no cost to use Apple Pay; however, wireless carrier fees may apply. SunTrust credit card Terms & Conditions and your Debit Card Deposit Account Agreement will apply for all purchases.

What do I need to use Apple Pay?
  • iPhone 6 or iPhone 6 Plus to pay in stores and within Apps
  • iPad AirTM 2 or iPad MiniTM 3 to pay within Apps
  • iOS 8.1 or later
  • Touch IDTM or passcode on your device
  • iCloud® account

Apple Pay is NOT available on other devices such as Android or Windows. SunTrust is always looking for new and innovative payment services, and hope to bring you these services in the future.

Which SunTrust card can I use with Apple Pay?

You can use all SunTrust consumer credit and debit cards.

How do I set up Apple Pay with my SunTrust card on my device?

Before you can start using Apple Pay you will need to add your existing SunTrust card to your device. If your SunTrust card is already attached to your Apple iTunes account and eligible for Apple Pay, you will be prompted to use it as your default account. You may store 8 eligible credit and debit cards on your device. To add additional cards to your device, please follow these steps:

  1. Open the Passbook option on your device
  2. Select the Credit and Debit card link
  3. Either tap the camera icon to take a picture of your SunTrust card to automatically enter your information or you may manually enter your card information.
How do I change my default card to my SunTrust card?

The credit or debit card associated with your iTunes® account or the first card you add to Passbook® is your default card. To change your default card:

  1. Go to Settings > Passbook & Apply Pay.
  2. Tap Default Card.
  3. Choose a new card.
How do I use Apple Pay as my payment choice?

To use for payment for in-store purchases, simply hold your device near the contactless reader with your finger on Touch ID™. A soft vibration and beep indicate your payment was accepted. Using Apple Pay for In-App purchases is just as easy, simply by selecting "Apple Pay" and placing your finger on the Touch ID.

Where can I use Apple Pay?

You can use Apple Pay at more than 220,000 locations, including Bloomingdale's®, McDonald's®, Macy's®, Nike®, and Staples®. You can view the complete list of merchants here.


Apple, the Apple logo, iPhone, Passbook and iSight are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.

SunTrust does not charge a fee for the use of Apple Pay or SunTrust Mobile Banking. If you do not already have a data plan with your wireless service provider, normal data rates will apply.

Zero Liability protection does not apply to ATM transactions or to PIN transactions not processed by MasterCard, or certain commercial card transactions. You must notify us promptly of any unauthorized use.

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  • For more details about Wire Transfers with SunTrust, call 1.800.947.3786 – options 1 & 4

    SunTrust incoming wire instructions:
    For domestic incoming wires, use Routing ABA: 061000104
    For international incoming wires, use SWIFT/BIC: SNTRUS3A
    Beneficiary account number: SunTrust full account number
    Beneficiary name: The name as it appears on the SunTrust account

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