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You've earned it: loan discounts, access to investment services and special rewards. It all begins with the Premier Program.

See if the Premier Program is right for you, or to speak to a Premier Banker, call 877.308.6678.

Discover benefits of the Premier Program.1

The Premier Checking account includes:

  • Up to four Essential Checking accounts with the monthly maintenance fees waived2
  • No annual fee on a small Safe Deposit Box or a discount on a larger box4
  • Complimentary check printing3
  • Unlimited Non-SunTrust ATM transaction fee refunds5
  • Earn interest on checking balances

Additional benefits available only to SunTrust Premier Program members:


Achieve your short- or long-term savings goals with preferred pricing on SunTrust CDs with guaranteed interest rates and tiered rates based on your opening account balance.

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Tap into expert advice and exclusive tools.

  • SunTrust Investment Services (STIS) online investing and trading platform
  • Market updates and an extensive library of market intelligence and research
  • Reduced annual fee on STIS brokerage IRA

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Your goals are our priority.

  • Interest rate reductions on consumer loans and lines of credit6
  • Priority loan processing, approvals and closings
  • Preferred lines of credit and brokerage-secured lines

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Learn more about Personal Loans >


A discount on mortgage closing costs for your purchase or refinance

Up to 89.99% financing for loans up to $1 million without Private Mortgage Insurance (PMI). Higher loan amounts are available

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Get the VIP treatment any time you call or click.

  • Direct access to a live person by phone
  • Premium online access 24/7
  • Detailed monthly summary statement
  • Electronic external funds transfers
  • Set Direct Deposit and balance email alerts


Rewards for credit card usage including gift cards, statement credits, merchandise, travel and VIP experiences.

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1 Signature Advantage Checking: Minimum opening deposit is $100. The Interest Tier earned is based on the following ledger balance tiers: Tier 1 – $9,999.99 or less; Tier 2 – $10,000 to $24,999.99; Tier 3 – $25,000 to $49,999.99; Tier 4 – $50,000 to $99,999.99; Tier 5 – $100,000 to $249,999.99; Tier 6 – $250,000 to $499,999.99; Tier 7 – $500,000 to $999,999.99; Tier 8 – $1,000,000 to $1,999,999.99; Tier 9 – $2,000,000 or more. For Signature Advantage checking, the Annual Percentage Yield (APY) is currently 0.01% for Tiers 1-9 and the minimum account balance to obtain APY is $0.01. Signature Advantage Brokerage: The Interest Tier earned is based on the following ledger balance tiers: Tier 1 – $9,999.99 or less; Tier 2 – $10,000 to $24,999.99; Tier 3 – $25,000 to $49,999.99; Tier 4 – $50,000 to $99,999.99; Tier 5 – $100,000 to $249,999.99; Tier 6 – $250,000 to $499,999.99; Tier 7 – $500,000 to $999,999.99; Tier 8 – $1,000,000 to $1,999,999.99; Tier 9 – $2,000,000 or more. For Signature Advantage Brokerage the APYs are as follows: Tier 1 – 0.01% APY; Tier 2 – 0.03% APY; Tiers 3-9 – 0.05% APY and the minimum account balance to obtain APY is $0.01. Interest is calculated and compounded daily on the collected balance and credited to your account monthly. To the extent required by law, SunTrust Bank will report interest earned to the Internal Revenue Service. The Annual Percentage Yields are accurate as of 5/1/2017. Fees may reduce your earnings. See fee information in the Fee Schedule.

2 Additional Essential Checking accounts available with no Monthly Maintenance Fee when linked to Signature Advantage.

3 Any personal wallet/duplicate check style or personal deposit tickets included.

4 Signature Advantage clients are eligible to have the fee waived for a small Safe Deposit Box or receive a $45 discount on the annual rental fee of any larger size Safe Deposit Box.

5 Disclaimer: SunTrust fees assessed for transactions done at non-SunTrust ATMs are waived and all surcharge fees will be refunded for Signature Advantage accounts.

0.50% interest rate reduction off the standard rate of a consumer loan or line of credit if you are enrolled in the SunTrust Premier Program. For the SunTrust Equity Line, this interest rate reduction does not apply to the promotional rate advances, Fixed Rate/Fixed Term advances, or during the Repayment Period. All loan and line discount offers are subject to change. Offer for new and refinanced consumer loans and lines of credit, as well as for credit line increases. Premier Program interest rate reductions are not available on existing consumer loans or lines of credit and may not be applicable for all products. Consult your banker for details.

7 Available for Premier clients only with amounts over $417,000.  Premier clients seeking financing up to $1,000,000 are required to have a $150,000 per year minimum income, loans over $1,000,000 require $250,000 per year minimum income. Certain asset requirements apply. Premier Mortgage financing is available only in the following states: AL, AR, DE, FL, GA, MD, MS, NC, NJ, PA, SC, TN, VA, DC and WV.

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  • For more details about Wire Transfers with SunTrust, call 800.947.3786

    SunTrust incoming wire instructions:

    • For domestic incoming wires, use Routing ABA: 061000104
    • For international incoming wires, use SWIFT/BIC: SNTRUS3A
    • Beneficiary account number: SunTrust full account number
    • Beneficiary name: The name as it appears on the SunTrust account

    SunTrust incoming wire instructions are also available by calling 800.947.3786 - option 1