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Take advantage of an account that earns interest and provides easy access to your money.

If competitive interest rates and the maximum FDIC insurance coverage are at the top of your list, the Signature Money Market Savings is the savings solution for you. As a valued SunTrust client, you’ll get easy access to your funds anywhere, anytime. Plus, when you link it with a Signature Advantage® checking account, it can even help you avoid monthly maintenance fees2 on that account.

Signature Money Market Savings Key Features:

  • Earn our best rate with an opening balance of $10,000 or more1
  • Peace of mind knowing that you are FDIC insured up to the maximum allowed by law

Easily avoid the monthly maintenance fee by:

Setting up a minimum$100monthly automatic transfer
from a SunTrust personal checking account2OR
Maintaining a$5,000
minimum daily collected balance2


Minimum opening deposit $100. Accounts opened in SunTrust branches may be subject to different opening deposit requirements. For additional fee and or product information, please consult the Fee Schedule for further details.

1 At the Bank's discretion, rates and yields are subject to change without notice after the account is opened. Interest is calculated and compounded daily on the collected balance in your account and credited to your account monthly. Fees may reduce earnings.

Interest Tier: The Interest Tier earned is based on the following ledger balance tiers: Tier 1-$2,499.99 or less; Tier 2- $2,500 to $9,999.99; Tier 3-$10,000 to $24,999.99; Tier 4-
$25,000 to $49,999.99; Tier 5-$50,000 to $99,999.99; Tier 6-$100,000 to $249,999.99; Tier 7-$250,000 to $499,999.99; Tier 8-$500,000 to $999,999.99; Tier 9- $1 million or more.

2 Monthly maintenance fee is waived for each month in which one (1) automated transfer ($100 minimum) occurs OR a minimum daily collected balance of $5,000 is maintained.  Automated transfers must come from a SunTrust personal checking account.  ATM transactions and over the counter transactions do not apply. Please see fee schedule for further details.

Withdrawal Transaction Limitations. Savings and Money Market Accounts are governed by Federal regulations, which limit the number of certain types of transactions. From your Money Market Account, you are limited to six preauthorized, telephone or on-line transfers to your other SunTrust Bank accounts or to third parties. Additionally, this limitation includes checks, drafts, or similar orders you make payable to a third party. The limitation applies per statement period. Due to IRS Regulations, these transfer options are not available for Money Market IRAs.  In determining when a transfer is made, Bank will use the date the transfer is paid. If you routinely exceed these withdrawal limitations on your Money Market Accounts, the Bank may close the Account or convert the account to a checking account. The foregoing limitations do not apply to withdrawals made by you or transfers to other Accounts, which you have with us when these transfers are made by messenger, in person or through ATMs. The federal regulatory limit applies regardless of account balance.

Check Safekeeping is a required feature of this product.

Our ultimate checking account.

Signature Advantage offers premium checking features with exclusive benefits.

Cash right where you need it.

Move money from account to account more easily with online transfers.

Savings Resource Center

  • For more details about Wire Transfers with SunTrust, call 800.947.3786

    SunTrust Incoming wire instructions:

    • For Domestic incoming wire use Routing ABA: 061000104
    • For International incoming wire use SWIFT/BIC: SNTRUS3A
    • Beneficiary account number: SunTrust full account number
    • Beneficiary name: The name as it appears on the SunTrust account

    SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1