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Deals Earn cash back on your everyday purchases.

Just sign in to online banking and start selecting deals. Don't have online banking? Register today.

Sign in to online banking. Register now for online banking.

As easy as “Choose. Shop. Earn.”

If you have a Truist personal credit, personal or business debit, or Truist Money Account Prepaid Debit card, you’re enrolled automatically to receive deals—and it’s free.

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It's a new day, which means you can catch me at my favorite coffee shop. And that could actually earn me cash back thanks to my Truist card. How? With my custom deals.

Before shopping, I check out my available deals in the Truist mobile app and activate what I like. Then when I get my coffee, I earn cash back. Now my order comes with an extra shot of cash back.

[MUSIC PLAYING] 

Choose

Getting started is easy.

  1. Sign in to online banking.
  2. Go to 
    1. More
    2. Select Rewards & Deals from the dropdown
    3. Select View Deals
  3. Check out your available deal options. They’re based on purchases you’ve made with your Truist card.
  4. Select as many deals as you like—they’ll be added to your card.

Shop

Redeem a deal by making your purchase with your eligible Truist card before the deal expires.

Your loyalty pays off. The more you shop with your card, the more deals you’ll receive—and the more opportunities you’ll have for earning cash back.

Earn

We’ll apply the cash back you earn directly to your chosen account the month after your purchase.Disclosure 1

Where can I get deals?

Starbucks, Panera, Chili’s, Advanced Auto Parts, Big Lots, Walmart, AT&T, Dunkin' and Door Dash just to name a few—we’re always looking to give you more options.

And earning with deals is safe and secure—we won’t share your account or personal information with any retailers.

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Personal Checking Accounts

Truist One Checking. The One account has your back.

Truist One Checking has no overdraft fees,Disclosure 2 a $100 Negative Balance Buffer,Disclosure 3 and rewards that grow with your total relationship balance. It's the only checking account you need.

Open a Truist One Checking account

Digital banking with Truist

Putting you first. Moving you forward.

An enhanced digital experience created with you in mind. You’ll have all the everyday banking features you’re used to—and we’ve added even more to help you achieve your goals.

Learn more about digital banking.
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1 For complete details, refer to the Truist Deals Terms and Conditions. There is no monthly fee and no charge for enrolling in Truist Deals. Truist Personal Credit Cards, Personal and Business Debit Cards and Money Account cards are eligible for Truist Deals. The Truist Deals Program is separate and independent from any Truist Consumer Credit Card Rewards Program in which you are enrolled related to your Truist Consumer Credit Card Account(s). Any cash back earned through the Truist Deals Program is not eligible for any deposit bonus or other incentives that may be available when you redeem your Truist Consumer Credit Card Rewards.

2 Truist does not charge overdraft related fees on this product. Overdraft related fees are considered overdraft fees, returned item fees, negative account balance fees, or overdraft protection transfer fees.

3 The $100 Negative Balance Buffer is only available with Truist One Checking and allows clients to overdraw their account up to $100. All eligibility requirements below must be met to initially qualify for the $100 Negative Balance Buffer:

  • Account must be opened for a minimum of 35 calendar days
  • Account must be funded and have a positive balance
  • A single direct deposit of at least $100 per month must be made for 2 consecutive months

To remain qualified for the $100 Negative Balance Buffer, the requirement below must be met:

  • A recurring direct deposit of at least $100 per month

For accounts that qualify for the $100 Negative Balance Buffer and also have Overdraft Protection, Truist will use the $100 Negative Balance Buffer first. If the account has neither, transactions that exceed the account balance will typically be declined or returned.

Disclosures

Truist Bank, Member FDIC. © 2024 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

Equal Housing Lender

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., and/or P.J. Robb Variable, LLC., which are SEC registered broker-dealers, members  FINRA, SIPC, and a licensed insurance agency where applicable. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Insurance products and services are offered through McGriff Insurance Services, LLC. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, LLC., AR license #100103477. Both McGriff and Crump are wholly owned subsidiaries of Truist Insurance Holdings, Inc.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank. Deposit products are offered by Truist Bank.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency:

  • Multilingual teammates available at our Multicultural Banking Centers
  • Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve.
  • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

  • Limited English Proficiency Support
  • New York City residents

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

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