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DISCLAIMERS

1 SunTrust does not charge a fee for the use of SunTrust Online Banking with Bill Pay. However, fees may apply for certain transactions like expedited payments and transfers to non-SunTrust accounts.

2 SunTrust does not charge a fee for the use of SunTrust Mobile Banking or Tablet Banking. If you do not already have a data plan with your wireless service provider, normal data rates will apply. A SunTrust Online Banking account is required to enroll in any of the Mobile and Tablet Banking services.

3 No Fee for SunTrust ATM Use. Fees do apply for ATM-printed statements or mini-statements.

4 Zero Liability protection does not apply to ATM transactions or to PIN transactions not processed by MasterCard, or certain commercial card transactions. You must notify us promptly of any unauthorized use.

5 All credit cards are subject to credit approval based upon your credit history and other factors. Additional terms and conditions apply, which SunTrust will provide to you when you become an enrolled program member. See the MasterCard Benefits Guide you will receive with your new card when you become a cardholder.

©2015 MasterCard. MasterCard and the MasterCard Brand Marks are registered trademarks of MasterCard International Incorporated.

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